The Reverse Mortgage Specialist's Blog

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Mortgage and Lending - San Diego County and Central Valley - NMLS:1172220
RECENT BLOG POSTS
At most big networking groups, they have volunteers at the door, signing people in, making name tags, collecting money, and many other things. Being one of these volunteers is like hitting gold at a networking event. It accomplishes TWO major things with networking. First of all, you will be able...
08/06/2015
Last week I had the pleasure of speaking to a wonderful senior from San Luis Obispo, California.  To protect her identity, we will call her Ms. Smith. Mr. and Mrs. Smith have lived in San Luis Obispo for over forty years. Mr. Smith was a medical doctor and gave his life to helping people. Ms. Smi...
08/05/2015
Its very important when networking to keep in mind not to waste time.  Its easy to fall into the pitfalls of networking and not accomplish the goals you want to accomplish with networking.Here are a few time wasters I have identified:  Going with a friend. While it’s comforting to have a friend t...
08/04/2015
Reverse Mortgage Counseling is a requirement for all seniors seeking to obtain a reverse mortgage. Many seniors know they want a reverse mortgage and become frustrated when they are told they have this requirement before they can proceed.   The reverse mortgage is guaranteed by the Federal Housin...
08/03/2015
Many times when people hear the phrase mortgage insurance premium they automatically think its for people who are not putting down a big enough chunk of cash or if they are refinancing they don’t have enough equity. While this is certainly true in the traditional world, in the reverse mortgage wo...
08/03/2015
Have you ever had buyers like these? I have seen this, although this is a somewhat exaggerated example. On the flip side, I have been that buyer. The house was ok, but not exactly what we were looking for. However if these changes were made, it would be the perfect home.  Seems like so many peopl...
08/03/2015
A couple weeks ago I wrote a blog article that received a lot of negative comments.  I think that many people read the title and maybe the first couple of paragraphs, formed an opinion, and wrote what they thought. The post was called "Business Cards Are a Waste of Money!"Very disappointing. If y...
07/31/2015
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Many people think that in order to network with other people they must become a member at a networking group such as BNI, Successful Thinkers, eWomen, or any other groups. This is not the case.  Every day we come across networking opportunities. Its up to us what we do with them. Whether you are ...
07/31/2015
 Last week I received a call from a local realtor here in Fresno. I met this realtor about a year ago. She was very excited about the HECM for Purchase Loan also known as the Reverse Mortgage Purchase Program. However, in the last year she had not had the opportunity to work with any seniors with...
07/30/2015
 Networking is a strategy that if used correctly can help make you very successful. You never know where one relationship is going to take you! I have met people through networking that I thought would help me get my business to the next level and then nothing became of it.Then, I have met people...
07/30/2015
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Jennifer Provencio

The Reverse Mortgage Speciailist
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