mortgage: I WANT to buy a home now! Are you willing...? - 03/28/11 06:03 AM
Often we hear clients call our office telling us what they want.... we often explain to them that in-order to get what they want they NEED to take some actions that will allow us to get them what they want... the problem is many are not listening to what we've just shared with them which ultimately will cost them in the long run!
Gone are the days when mortgage brokers and originators across the country would have access to mortgage lending products that would allow anyone to get a mortgage. Many of these renters have had friends and relatives get mortgages … (3 comments)

mortgage: THE SECRET FOR BUYING A HOME! - 02/10/11 02:42 AM
The truth is there is NO secret! The simple fact is that lenders and the government have not changed the areas of focus, income, credit, and -..... They have just increased standards for approval. They no longer are willing to accept borrowers who have not demonstrated the ability to manage the responsibility of owning a home and all the problems that occur when doing so. They do not want to be calling up a borrower shortly after a borrower has obtained a home wondering where the mortgage payment is....they want to feel very comfortable that if they sat yes and approval … (0 comments)

mortgage: WHAT'S YOUR NEW YEARS RESOLUTION? - 12/20/10 07:15 AM
For many renters, buying their first home will be their New Years Resolution.. for real estate and mortgage professionals, it will be just surviving this coming years continued economic environment. Which ever it might be getting in the game and working towards your goal or goals is the important thing!
Many times I've seen homebuyers who are very close to achieving their goal of home-ownership, just give up because they don't believe it will happen... and other times I've seen real estate and mortgage professionals do the same... the truth of the matter is that it takes persistence and determination to get anything that's worthwhile in life. … (0 comments)

mortgage: PLAN FOR GETTING APPROVED FOR A MORTGAGE..Government changes game again! - 10/09/10 04:52 AM
With the recent underwriting changes implemented by FHA it is getting more frustrating than ever to work with prospects. Planning ahead and knowing that these changes will continue is key. Over the past 12 month period our company has focused on what major changes will be taking place over the next 10 years and figuring out what systems and programs will better serve our prospects, customers and Realtor partners... Well we have set up a few systems that have been working quiet well. If you're a home-buyer, and realtor or mortgage professional this can work for you as well.
Follow these steps to designing a plan … (0 comments)

mortgage: Real Estate Agent Alert....Important update! - 08/16/10 08:23 AM
In the past 6 months we've seen many offers be rejected because listing agents/brokers label some listings as (NON-FHA Approved) listings. Taking these types of actions could hurt all parties, especially the clients they represent. If we were dealing with lending guidelines of the past many potential buyers had access to many lending avenues, however those days are gone. Taking these types of actions could only minimize the number of potential buyers, and in many cases reduce them to just cash buyers, which in most cases represent investors looking for a deal, which ultimately brings … (0 comments)

Ronald A. Giannamore (Mortgage Services, Inc.)

Ronald A. Giannamore

Westport, CT

More about me…

Mortgage Services, Inc.

Office: 800(922) 321-0121

Fax: (203) 841-2554

Email Me




RSS 2.0 Feed for this blog