buying: Rental Increases While Home Prices Remain Low - 02/25/12 01:06 AM
RayHRealtor - Atlanta Home Connections
Rents are continuing to increase and are projected to as the demand is high.  The Rental market today is what the housing boom was in early 2000.  Home prices and Interest Rates remain low and you can get a home with a payment that could be less than rent. 
You have many options when buying a home today.  The home can be a Foreclosure, Short Sale, Fannie Mae, Freddie Mac, HUD or a traditional sale.  You can put as little down as $100.00 for a HUD home or 3 1/2% with a FHA loan.  Most sellers will contribute … (0 comments)

buying: Buying VS Renting - 02/05/12 01:10 AM
Roswell - Atlanta Home Connections
Are you renting and seeing rent prices climbing? The rental market is booming and will continue as more and more people need to rent.
The Housing market is still a great buy and more foreclosures are being release into the market. Interest rates are at historical lows and you have many financing options. There are down payment assistance programs and you may qualify for up $5000.00. Imagine owning a home and paying less than your Rent! Not only will your payments be lower, you will be investing in your future.
REAL ESTATE IS ON SALE! … (2 comments)

buying: Time to buy is NOW - 01/17/12 06:36 AM
RayHRealtor.com - PlamerHouse Properties
If you have been waiting to buy or invest in Real Estate, NOW IS THE TIME. Next week interest rates will go up from the Payroll Tax cut signed into law in December. Also, FHA is most likely going to raise the down payment to 5% from 3%. With housing prices at an all-time low and the market stabilizing, this is the best opportunity to BUY. We will never have this type of opportunity again.
Call me today and let's find you a property!
RayHRealtor.com - PlamerHouse Properties
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buying: Home Affordability Offering Up 40-Year Deals - 01/11/12 05:22 AM
RayHRealtor.com - PalmerHouse Properties
Home affordability is at 1971 levels, due to falling home prices and record low mortgage rates, pushing home ownership in reach to more families, according to the U.S. Department of Housing and Urban Development (HUD).
Home owners are bringing in nearly double the median income they need to cover the cost of an average home, HousingPredictor reports.
"With interest rates at historically low levels and markets across the country beginning to improve, home ownership is within reach of more households,” Bob Nielsen, chairman of the National Association of Home Builders, said in a statement.
Home sales have … (0 comments)

buying: 2012 Market Update - 01/03/12 09:51 AM
RayHRealtor - PalmerHouse Properties
Good news from many new sources that the Real Estate Market is starting to level off. Analysts are predicting that 2012 will mark a turnaround for the real estate market, after years of a drastic slowdown in activity. Pending Home Sales Index reached its highest level in a year and half. Pending home sales — a gage for the future of the market — increased 7.3 percent in November to a reading of 100.1.
It is the best time to buy with the prices and interest rates at historical lows. With this bright news, don't let this … (0 comments)

buying: Rental Market Takes Shaper - 12/28/11 08:18 AM
RayHRealtor - PalmerHouse Properties
The multifamily market continues to post gains.
"Rents are rising, vacancies are falling, household formations are growing and rental supply is limited," according to a recent report, “2012: The Year of the Landlord,” issued by Morgan Stanley. "We believe the demand for rental properties will continue to grow."
Vacancies of rental properties dropped to 9.8 percent in the third quarter of this year compared to 10.3 percent earlier this year.
Led by strong gains in multifamily housing, groundbreaking for new-housing market soared 9.3 percent in November. Construction of multifamily homes of at least two units increased 25.3 … (0 comments)

buying: Home Prices Leveling Off - 12/28/11 07:57 AM
RayHRealtor - PalmerHouse Properties
Many buyers are waiting to see if the Housing market is going to continue to drop. According to Kiplinger, the market may finally leveling off and we might start seeing a gain in 2013 . With interest rates still hovering under 4% this is the best time to buy or invest in Real Estate. We may never see prices and interest rates this low again. If you have been waiting to buy or invest in Real Estate, this may be the best time.
You have many options when buying Real Estate today. There are Short Sales, Foreclosures, … (0 comments)

buying: Rates From Fidelity in GA - 12/17/11 07:56 AM
 
Interest Rate Update for Friday, December 16, 2011
Rates are Awesome
Conventional Conforming:                                            Government:                                       
30 fixed: 3.875%    ( .500)                                                  FHA 30 fixed:  3.750% * (1.500)          
15 fixed: 3.125%                                                                 FHA 5/1 Arm:  2.750%                    
5/1 Arm: 2.750%                                                                 VA 30 fixed:    3.750%   ( 1.375)                  
                                                                                                     
 
*Lender credit.
 
What is a lender credit? Lender credit is money the lender pays towards your closing cost. If you have a 200K loan amount and are getting a 1 point lender's credit, the lender is giving you $2000 towards your closing costs.......
 
Loan limit for FHA is back to the … (0 comments)

buying: Rates Drop Again - 12/16/11 04:15 AM
RayHRealtor - PalmerHouse Properties
Interest Rates down below 4% again this morning.  With Home prices and Interest Rates at historical low, now is the perfect time to buy or invest in Real Estate.  Home prices are lower in the Winter months.  Call me today and I can help you find the most ideal property.
RayHRealtor - PalmerHouse Properties
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buying: Sitting on the fence to buy? - 11/13/11 04:05 AM
PalmerHouse Properties - Roswell
 
Are you a buyer who is sitting on the fence wondering if it is time to buy? Well the rates dropped again to below 4% and the home prices are the lowest we will ever see. Imagine if you could buy a house with a payment that is equal to what a car payment is. It is true and you can get a house with only $100.00 through HUD. Today there is as many options to buying a home. In today's market you need a Realtor that has all the knowledge of all programs to buy … (0 comments)

buying: Client Loyalty - 10/28/11 02:23 AM
Roswell - PalmerHouse Properties
 
Are you looking for a Realtor who is one your side and will always follow up?  My commitment to my clients is to always follow up within no less than 2 - 4 hours during business days.  In this market you need a Realtor who us knowledgeable in all aspects of distressed properties when it comes to buying or selling.  I am a certified distressed property expert with a complete understanding of today's market.
Give me a call today and let me facilitate your Real Estate transaction.
 
Roswell - PalmerHouse Properties

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buying: Time to Sell? - 10/27/11 02:31 AM
Roswell - PalmerHouse Properties
Are you a Home Owner that is thinking that you will miss out on all the great buys in the market.  It is not all doom and gloom if you are thinking of selling and buying a new home.  You may not get what your want for your current home, but you will make up the loss when you buy a new home. 
 I recently had a home owner wanting to take advantage of the buyers market.  They sold their home for less that they owed and brought money to the closing.  Then they bought a new … (0 comments)

buying: Renting VS Buying - 10/27/11 12:26 AM
Roswell - PalamerHouse Properties
With the average rents climbing and and the average home prices are at historical lows, why not think of buying.  This is an ideal time for anyone who is renting to buying.  It is still the American Dream to own a home.  You can get a home with little down and low payments.  Your payments may be less than rent and you can enjoy the American Dream.  Not only will your payments be low, you still can write off your taxes and insurance.  I recently closed 2 transactions where the clients house payments were less than $600.00. 
(1 comments)

buying: Best Time To Buy a Home! - 10/25/11 03:26 AM
Roswell - PalmerHouseProperties
Are you thinking of buying your first time home, investment property, second home or down size?  This is the best time to buy any type of home.  The inventory is the highest since records have been kept and your options are limitless. Home Prices and Interest Rates are also at an all time low. 
HUD Homes can be purchased with as little as $100.00 down and HUD will contribute 3% of closing costs. Freddie Mac and Fannie Mae homes have been repaired and have financing available to further enhance the property. They also will pay some of your closing costs (3-6).  On some of the Freddie … (0 comments)

buying: Thinking of Selling - 10/21/11 09:05 AM
Roswell - PlamerHouse Properties
 
Are you thinking of selling your home and concerned about the price you may get?  If you are ready to move up, keep in mind that you may not get what your are expecting on the sell.  However,  you will make up the difference when you buy your new home.  This is a great time to move up with the home prices and the interest rates.  Call me today and I can show you what you can possible get at a lower price and you may even have a lowre payment. 
 
Roswell - PlamerHouse Properties
 
 
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buying: Home Ownership - 10/21/11 01:17 AM
Roswell - PalmerHouse Properties
Many question if Home Ownership is still worth the investment.  According  to most surveys,  80% of Americans still believe in Home Ownership. With the prices at an all-time low and interest rates hovering around 4%, this is the best time to buy and invest in the Real Estate market.
Contact me today and let me show you the value.
Roswell - PalmerHouse Properties
 
 
 
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Ray Hutto, REALTOR - Roswell

Ray Hutto

REALTOR - Roswell

Roswell, GA

More about me…

Address: 4651 Sandy Plains RD, Suite 100, Roswell, GA, 30075

Office: (404) 510-3340

Mobile: (404) 510-3340

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