foreclosures: Rental Increases While Home Prices Remain Low - 02/25/12 01:06 AM
RayHRealtor - Atlanta Home Connections
Rents are continuing to increase and are projected to as the demand is high.  The Rental market today is what the housing boom was in early 2000.  Home prices and Interest Rates remain low and you can get a home with a payment that could be less than rent. 
You have many options when buying a home today.  The home can be a Foreclosure, Short Sale, Fannie Mae, Freddie Mac, HUD or a traditional sale.  You can put as little down as $100.00 for a HUD home or 3 1/2% with a FHA loan.  Most sellers will contribute … (0 comments)

foreclosures: Home Owners Shouldn’t be Washington’s Personal ATM - 02/09/12 03:54 AM
RayHREALTOR - Atlanta Home Connections
Published: February 9, 2012
Congress is looking to home owners once again — this time to pay for the payroll-tax extension.
Washington’s inability to put aside partisan politics and solve long-term problems is placing home owners in harm’s way again. Searching for a means to extend the payroll tax cut that expires at the end of the month, Congress is considering charging home buyers and owners higher Fannie Mae and Freddie Mac loan fees, known as guarantee fees.
Fannie and Freddie charge g-fees to cover their losses when home owners default on their loan. In turn, … (0 comments)

foreclosures: Short Sale Update - 02/09/12 03:18 AM
RayHRealtor-Atlanta Home Connections
Banks are getting better at working with clients who need to Short Sell a home. They are now ordering Appraisals when the Short Sale is initiated. This enables the homes to be listed correctly and to help the it get sold quicker.
If you or anyone you know is struggling making house payments or are behind. don't let it be foreclosed on. Banks are wanting sellers who can no longer afford their home to short sell. The Short Sale process have become much smoother enabling you to get out and start over.
The phantom tax law is … (2 comments)

foreclosures: Buying VS Renting - 02/05/12 01:10 AM
Roswell - Atlanta Home Connections
Are you renting and seeing rent prices climbing? The rental market is booming and will continue as more and more people need to rent.
The Housing market is still a great buy and more foreclosures are being release into the market. Interest rates are at historical lows and you have many financing options. There are down payment assistance programs and you may qualify for up $5000.00. Imagine owning a home and paying less than your Rent! Not only will your payments be lower, you will be investing in your future.
REAL ESTATE IS ON SALE! … (2 comments)

foreclosures: Time to sell your home now - 01/28/12 02:45 AM
RayHRealtor - Atlanta Home Connections
If you are thinking of selling your home or need to sell, you may want to list it soon. In the Metro Atlanta area foreclosures are projected to rise in the next couple of months. This is due to the back log in 2011 and they are starting to release them. These foreclosures will have an impact if you are needed to sell your home.
Get your house on the market now. Price it aggressively so you will not be impacted by the release of these foreclosures. Call me today and I will market your home … (0 comments)

foreclosures: Home Prices Leveling Off - 12/28/11 07:57 AM
RayHRealtor - PalmerHouse Properties
Many buyers are waiting to see if the Housing market is going to continue to drop. According to Kiplinger, the market may finally leveling off and we might start seeing a gain in 2013 . With interest rates still hovering under 4% this is the best time to buy or invest in Real Estate. We may never see prices and interest rates this low again. If you have been waiting to buy or invest in Real Estate, this may be the best time.
You have many options when buying Real Estate today. There are Short Sales, Foreclosures, … (0 comments)

foreclosures: Sitting on the fence to buy? - 11/13/11 04:05 AM
PalmerHouse Properties - Roswell
Are you a buyer who is sitting on the fence wondering if it is time to buy? Well the rates dropped again to below 4% and the home prices are the lowest we will ever see. Imagine if you could buy a house with a payment that is equal to what a car payment is. It is true and you can get a house with only $100.00 through HUD. Today there is as many options to buying a home. In today's market you need a Realtor that has all the knowledge of all programs to buy … (0 comments)

foreclosures: Best Time To Buy a Home! - 10/25/11 03:26 AM
Roswell - PalmerHouseProperties
Are you thinking of buying your first time home, investment property, second home or down size?  This is the best time to buy any type of home.  The inventory is the highest since records have been kept and your options are limitless. Home Prices and Interest Rates are also at an all time low. 
HUD Homes can be purchased with as little as $100.00 down and HUD will contribute 3% of closing costs. Freddie Mac and Fannie Mae homes have been repaired and have financing available to further enhance the property. They also will pay some of your closing costs (3-6).  On some of the Freddie … (0 comments)

foreclosures: HUD Homes - 10/21/11 01:32 AM
Roswell - PalmerHouse Properties
Did you know that you can buy a HUD Home for 100 down? This is a great way to buy your first home. There are many options with these homes.  Some require repairs in order to be financed and this can be accomplished through a 203K or 203B escrow loan backed by FHA.   Understanding these programs is an important part of purchasing these homes.  With my REO Certification, I can help explain the many options for purchasing a HUD Home.
Roswell - PalmerHouse Properties

Ray Hutto, REALTOR - Roswell

Ray Hutto

REALTOR - Roswell

Roswell, GA

More about me…

Address: 4651 Sandy Plains RD, Suite 100, Roswell, GA, 30075

Office: (404) 510-3340

Mobile: (404) 510-3340

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