refinancing: Five points on your credit score can cost you a half point! - 05/30/13 05:06 AM
Yes, just goiing over a case for a husband and wife.   They wanted to refinance their house and take some money out.  He had a 695 credit score (middle score) and she had a 722 score.  Running their credit together and analyzing their income in normal fashion, I got a rate for them....  Looking further into that rate and notes, I noticed the "FICO 680-699"....So I ran their situation without him...Based on her income and credit score....The rate that I got back came back 1/2% lower!!!  For 5 points!!!  Now if he were applying by himself, I would have had … (0 comments)

refinancing: Do we "Live to work" or "work to live"? - 04/12/13 12:32 AM
This should be something that we think about.  It's Friday and I'm in my office thinking about life.  Do I "live to work"?  Like most of us, I HAVE to work in order to make money, provide for my family, etc. If I were independently wealthy, I wouldn't be blogging right now.  Well, maybe not about mortgages.  So, I "WORK TO LIVE".  It's the other side of the coin.
The reality, though, is that I really like what I do. I've tailored my work life to coincide as much with my "Life" life as much as I can.  I spent ten … (3 comments)

refinancing: Refinancing a house that's underwater - 02/02/13 02:03 AM
Welcome to my Mortgage Information Center!   I am going to use this forum as a blog for me to provide  you with mortgage news that may help you.  If you are in the real estate industry, perhaps some of my tidbits of information will help you help your customers.  Many of them will have mortgage questions and I look forward to answering them for you. 
Today’s topic is going to have to do with underwater home values.  It’s an unfortunate reality today.  Many houses are worth less than they were 3,5, or maybe even 10 years ago.  People may have little … (7 comments)

Rich Antonino, Charter Captain and Fishing Show Producer (Black Rose Fishing Charters and CastNCrew Fishing Show)

Rich Antonino

Charter Captain and Fishing Show Producer

Plymouth, MA

More about me…

Black Rose Fishing Charters and CastNCrew Fishing Show

Address: Green Harbor, Mass., Plymouth, MA, 02360

Office: (508) 269-1882



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