home america mortgage: Wordless Wednesday - 02/04/09 04:29 AM


home america mortgage: Wordless Wednesday - 01/28/09 05:00 AM


home america mortgage: International Holocaust Remembrance Day - 01/27/09 07:25 AM
January 27 was recognized in 2005 by the United Nations General Assembly as the International Holocaust Remembrance Day. The U.N. resolution rejects Holocaust denials while pledging to fight discrimination. Today in history marks the liberation by allied forces of the Nazi death camp at Auschwitz-Berkenau. It is estimated that the Nazis murdered 6 million Jews, gypsies, homosexuals, Jehovah's Witness, and other innocent civilians from all over Europe.
Through the works of courageous survivors and victims of the Nazi death camps the world knows the ugly face of such atrocities. It is hard to forget the force of the Diary of Anne … (13 comments)

home america mortgage: Busy? You Betcha! - 01/26/09 06:44 AM
I wanted to write this post because I have been a scarce presence on Active Rain since late December. It is important to let the followers and occasional readers of my Active Rain blog know that I am not gone nor am I leaving Active Rain. I am happy to say that I have been extremely busy in both my personal and professional life; and yes this is a very good thing.
First the personal, I was in Hawaii for a little over a week for my youngest brother, David's wedding. If you have seen my last three Wordless Wednesday posts, … (19 comments)

home america mortgage: Wordless Wednesday - 01/20/09 02:38 AM


home america mortgage: R & D Art: The Classes - 01/19/09 06:40 AM
I am happy to follow up Danny Thornton's post from earlier today entitled Introducing R & D Management with this post that announces some exciting offerings from R & D Art. R & D Art is our website design, blogsite design, and banner and icon design venture. As both Danny and I feel that independent websites, blogsites, and branding through banners and icons is very important, we launched this venture on November 25, 2008 to meet that need.
The advantages of having your own website and blogsite are numerous. The biggest advantage that I see is that you have ultimate control … (6 comments)

home america mortgage: Introducing R & D Management - 01/19/09 05:10 AM
I am happy to re-blog this post by Danny Thornton. In a time when many markets are having a difficult time on the road to ultimate recovery, developing tools to enhance your current income stream as well as searching out and creating other income streams is very important. Please feel free to click on any of the links in Danny's post to get a better understanding of what we are doing to help ourselves and others in this respect.
Before I get into this post, let me just clarify that this blog is not the announcement that this post … (2 comments)

home america mortgage: Reassess Your Web Presence - 01/15/09 08:22 AM
The transition from one year to the next seems to give a clean slate with hope for a year improved over the previous year. What will you do with that clean slate? Now that the New Year is here, how about developing a new strategy to help increase your production (or at least maintain it)?
I really believe that in the age of instant information at your fingertips that you must have a solid internet presence. I do understand that not everyone is familiar and comfortable with the internet and all of its nuances. With that said, it is important to … (4 comments)

home america mortgage: Wordless Wednesday - 01/14/09 08:14 AM


home america mortgage: Marking Time - 01/12/09 05:21 AM
Time plays an important role in our lives. In the following post by Danny Thornton, the use of time, rather than the controlling of time is examined. I think that Danny presents a positive way to view time while setting a great tone for the new year.
Time is one of the most creative of human constructs. It has become such an integral part of our lives that it is easy to forget that it is actually a human construct. The integration of time in the very description of our state is unmistakable; past, present, and future are built … (5 comments)

home america mortgage: Wordless Wednesday - 01/07/09 11:48 AM


home america mortgage: Wordless Wednesday - 12/24/08 07:55 AM


home america mortgage: Fantasy Football, AR Style! - 12/24/08 01:03 AM
I am a huge sports fan. Football is probably my favorite, followed closely by baseball and tennis. I am also a fan of Active Rain! When you combine the two, that is a winning combination. I was happy to discover in early fall that Active Rain had a fantasy football league. It was a well ran league with just the right amount of smack talk! Though I didn't participate in the verbal sparring, I did get a kick out of reading some of the comments.

There were a total of 14 teams in this league and it seemed that most … (14 comments)

home america mortgage: Goodbye FHA Secure - 12/19/08 01:24 PM
As 2008 passes into memory FHA lenders will be saying goodbye to the FHA Secure program. In accordance with HUD Mortgagee Letter 2008-13, the FHA Secure program will expire on December 31, 2008. This program had offered expanded guidelines for borrowers currently delinquent on their mortgages due to ARM Rate Resets, as well as Rate/Term Refinance transactions from non-FHA mortgages to FHA Fixed Rate Mortgages. These provisions were only temporary.
As of December 31, 2008 HUD will no longer issue Case Numbers under the FHA Secure program. HUD is in the process of working on expanded guidelines to accommodate those borrowers … (12 comments)

home america mortgage: Wordless Wednesday - 12/17/08 02:28 AM


home america mortgage: Knoxville's Empty Stocking Fund - 12/15/08 11:39 AM
On Thanksgiving Day I wrote a post on Knoxville's Empty Stocking Fund. This post highlighted the need in many communities of those who are less fortunate. This time of year often brings out the generous spirit in many people.

During times of economic volatility with many layoffs and firings, more people than ever are turning to charity organizations for assistance. The catch 22 is that the very economic issues that have prompted the need for more requests for assistance is the leading contributor to the decline in contributions. This year those who may have been contributors in the past to … (9 comments)

home america mortgage: Delivered To Safety - 12/14/08 08:57 AM
Have you ever been the instrument by which a life is saved? I bet if you think hard you can come up with several instances in your lifetime where your intervention has been instrumental in saving a life. Yesterday, Danny Thornton I got to save a life. Thanks to Gayle Balaban of The Best Spot Realty/Waterfront Real Estate/Ooltewah Real E, who facilitated the connection between me and the Caolina Poodle Rescue at Dreamweaver Farms, Danny Thornton and I were able to save Nigel's life. See the picture below, that is Nigel laying in the backseat of my truck during transport.


home america mortgage: What Is Your Response Time? - 12/11/08 11:53 AM
I came across this post today by my business partner, Danny Thornton. In a time when many markets are having a difficult time, I thought this post was especially important.  I realize that we are all very busy trying to drum up more business, conclude the business in progress, and tending to family obligations. Everyday living makes it difficult to be available all the time and that is perfectly understandable. It is important to have work / personal life boundaries. It is also important to recognize that those boundaries are quite fluid when they need to be. For instance, most … (21 comments)

home america mortgage: Wordless Wednesday - 12/10/08 06:53 AM


home america mortgage: R & D Art: Alive And Kicking - 12/09/08 02:23 AM
Yesterday my business partner, Danny Thornton, hinted at the pending release of R & D Art. We have been quietly offering our design services for some time now. As our understanding and ability to utilize advanced scripting has expanded so too has our ability to build the blog site, banner, and website that suits your individual business and/or personal needs. Our Mission Statement gives a great overview of what this site represents for us and for our client.
R & D Art is a design, hosting, and support service for the way the world communicates today. We are proud to offer … (10 comments)

Rich Dansereau (Positive Real Estate Professionals)

Rich Dansereau

Knoxville, TN

More about me…

Positive Real Estate Professionals

Office: (865) 951-0522

Mobile: (727) 492-8389

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