RECENT BLOG POSTS
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If I told you that you might qualify for a NO-INTEREST, 30 YEAR loan for $20,000, would you believe me? How about 50% of the purchase price???You should. Because it's a no-brainer, steal of a deal for buyers! It's called the Neighborhood Stabilization Program (NSP) and it's coming to (or already ...
01/05/2010
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MLS MONTHLY REPORT NOV ‘09 Stats have taken a slight dip in November, most likely attributed to the holiday lull. Properties in and around Tampa Bay are still selling, on average, about 75%-80% of their ORIGINAL listing price, which me...
12/22/2009
I am pleased to announce that I have just earned the National Association of Realtor "SFR" designation - the Short Sale and Foreclosure Resource designation. With such a large contingent of my business being short sales and bank-owned foreclosures, I felt my clients would be best-represented by a...
12/14/2009
I recently had a client with an existing VA loan receive a notice in the mail concerning refinancing their loans with a company called Mortgage Investors Corporation. The company claimed they could save them thousands of dollars with an easy re-finance - all they needed to do was listen to a 15 m...
12/06/2009
So I think I'm Mr. Smarty Pants when I convey all of my wonderful mortgage knowledge about exiating programs and loans available to clients, family, & friends. Oh yeah, I tell them confidently, the only 100% mortgage program available to buyers right now is Veterans Administration (VA) loans. Tho...
11/28/2009
Everywhere you go, people are cautiously optimistic. The government threw some money at them and they purchased new cars. The government threw some money at them and they are purchasing homes. The Stock market flirts with 10,000 like unemployment isn't around 10% (published, not actual) and our d...
11/14/2009
BUYERS AND SELLERS!If you have a closing this week, Ida may have just put a damper on your plans.Although it has been a quiet hurricane season for Floridians, there is a staanding rule that insurers will NOT bind homeowners insurance when a tropical system moves within a certain proximity to our ...
11/09/2009
Let's talk about a topic near and dear to my heart - short sales. Yes, this "dance with the devil" as I like to call them is full of twists and turns, highs and lows, yes's and no's...some may liken it to marriage ;-)I digress. Short sales have become a common occurrence, with some areas seeing j...
11/01/2009
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Are you FHA-Approved????That's an important question all condo, townhome, and villa owners should be asking.Why? Great question.The government has a program run through the Federal Housing Administration that will allow qualified borrowers access to mortgages of UP TO 96.5% of the home's value (n...
10/26/2009
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We are the generation of DIY'ers...national brands have been built on empowering consumers and telling them they can do it themselves. Millions of dollars are spent assuring people they have the know-how and background to tackle any project, from fixing an electric socket (ZAPPPP!) to changing ou...
10/19/2009
As an experienced Real Estate consultant with Coldwell Banker Residential Real Estate in Clearwater, FL, I am approached daily by buyers and sellers who have questions about the current housing market. I have created this blog to answer various Real Estate questions concerning the home/condo/townhouse/vacant land market, address property tax or homeowner's insurance issues, suggest vendors that offer SOLID buying/selling services, and discuss all aspects of the Real Estate industry.