Joe Petrowsky's Blog

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Mortgage and Lending - Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709 - NMLS # 6869
           “If You can do the Tougher Loans”   Hey Joe, OK, you have my attention again, the transaction that I referred over to you closed yesterday. To say that I am impressed would be an understatement, this was a tough one for sure. You actually closed the loan in 5 weeks, I had allowed 8 wee...
“One More Year to Wait”    Dear Joe,Thank you for your response to our letter and information. I know we are only a year out from discharge but is there anything we can do to try and buy at this time. We have never owned a home and our credit is high 600s (fair). Is there anything through FHA or ...
“Great way to Learn?”   Little Johnny asks his father, "Where does the wind come from?""I don't know.""Why is the earth round?""I don't know.""Why do dogs bark?""I don't know."Little Johnny pauses for a beat, "Does it bother you that I ask so much?""Not at all son. How else are you going to learn?"
“Thousand Miles between Mortgages”             Good afternoon Joe,I am responding to your voicemail message via email as I am currently at work. I was inquiring online about your current mortgage rates in Florida for a single family house with a 30 year fixed rate conventional loan. I previously ...
“Face to Face is always Best but not always Possible”    Good morning Joe, Dan again. I finally obtained the last pieces you need to get started! Should I send that type of info through an email or is it better if I schedule an appointment with you? Looking forward to hearing from you and our wor...
“Pretty Creative?”   A Texas couple, both well into their 80s, goes to a sex therapist's office. The doctor asks, "What can I do for you?"The man says, "Will you watch us 'make whoopee'?"The doctor raises both eyebrows, but he is so amazed that such an elderly couple is asking for sexual advice t...
“Unfortunately, No”   Hi Joe Quick question - On the loans that you mentioned is there any chance we can GC ourselves? We are struggling with getting pricing from GC's but Jan and I have a lot of experience and contacts in the business and would be able to successfully Oversee the project. Please...
“Demand for Renovation Loans Continue to Grow”    Hi Joe- I just wanted to run some numbers by you to see if we are still on track for approval and also should I get the required docs at this point?We need to pay off our current mortgage 206K to pay existing loan. We are getting bids around $200,...
“Sounds like a carpenter that once worked for me”  Bob had this problem of getting up late in the morning and was always late for work. After a few weeks of this, his boss was mad and threatened to fire him if he didn't do something about it.So Bob went to his doctor, who gave him a pill and told...
   “Yes, I can do Foreign National Mortgages”    Hi Joe,Your name was given to me by my USA attorney, as I will need a mortgage to purchase a second in your state. We are in the negotiation stage, the purchase price will most likely be around 2.4 million. I am told by few different bankers that a...

Joe Petrowsky

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