Joe Petrowsky's Blog

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Mortgage and Lending - Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709 - NMLS # 6869
“Couldn’t Say it Better Myself”    The CEO of a lender is called up for a CFPB exam. He's really flustered and goes to his compliance VP for advice."Make sure you dress up like a guy who is on the edge of losing money. It will convince the regulator that you are not hiding anything."Not satisfied...
“We Did It!”   We did it! Hard to believe after two years of 5 of us living in a two bedroom condo and over the last few months both of us working from home and three kids being home schooled.Pretty crazy going from a small two bedroom condo to a 4 bedroom home. You will never know the positive i...
   “Facebook and LinkedIn doing Good Work”  Mr. Petrowsky, I got your name and contact information from two different people. I am part of a Facebook group in my town. I shared that I was considering refinancing and got two responses, both of which you recently did mortgages for. They gave you gr...
The arrival of China's Vice Premier He in Washington over the weekend for the trade deal signing prompted Robbie C. to send over this play by play at the Phase One signing    Costello: Do you know the fellows' names? The signers?Abbott: Well, I should.Costello: Well then who is speaking first?Abb...
 “Difficult, but Important Decisions Required”  Hi Joe, Hope this email finds you well. We are in the process of making some very hard decisions regarding our business. The bottom line we may be closing, but prior we want to get our refinance completed. I know, I know you have been recommending w...
“If Credit Scores are an Issue, Call Me”  Mr. Petrowsky, Your name was given to me by XXXXXXX Bank. They said they felt bad for us, as we were all approved and just waiting for our closing which was supposed to be next week. They called us indicating they can no long close our mortgage as our cre...
‘Our Needs Change as We get Older’  A 77-year-old man is having a drink in a Chicago bar. Suddenly a gorgeous girl enters and sits down a few seats away. The girl is so attractive that he just can't take his eyes off her.After a short while, the girl notices him staring, and approaches him. Befor...
      “You Will Own that Home!”    Hey Joe, I am blown away, we closed this morning and all went well. You sure did make a believer out of us and our Realtor as well. I still don’t know how you did it, our scores were in the low 600’s, three jobs in 1 year for me and each time we asked, you kept ...
 “From 6% to 3.5% in a Few Months”  Hi Joe,Hoping things are going well for you during this crazy time. We do still want to proceed with the refinance as our 2 year date for the BK discharge was 4/20/2020.  We are both still working, but he did take a temporary pay cut of 20% which he has in writ...
“Isn’t it True, We Hear What We Want to Hear”    Morris, an 82-year-old man, went to the doctor to get a physical. A few days later, the doctor saw Morris walking down the street with a gorgeous young woman on his arm. A couple of days later, the doctor spoke to Morris and said, "You're really do...

Joe Petrowsky

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