Joe Petrowsky's Blog

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Mortgage and Lending - Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709 - NMLS # 6869
RECENT BLOG POSTS
I am asked this question every day, “should I buy now or wait?” Some people get influenced by TV prognosticators that often don’t have a clue.This article has some common sense! Don’t expect home prices to come crashing down anytime soon. First time home buyers have had a tough time finding affor...
09/23/2022
“Mr. Petrowsky, You did my loan about 11 years ago. I don’t know why I didn’t reach out to you before this, in any case I need to refinance. Jerry and I are getting a divorce and I will be retaining the home, so need your help. I went to our bank, they gave me a run around for the last 3 months,...
09/21/2022
“Just Call Me Mike”  An Arizona Highway Patrol officer stops a Harley in Tucson for traveling faster than the posted speed limit, so he asks the biker his name.“Mike,” he replies.“Mike what?’ the officer asks.“Just Mike,” the man responds. The officer is in a good mood, thinks he might just give ...
09/21/2022
“Mr. Petrowsky,Your name has come up a number of times, basically you do mortgages in all of New England. We moved to California a little over 25 years ago and it is time for us to move back east. We moved to California for many reasons and most of those reasons have disappeared, but most import...
09/20/2022
“Good morning, JoeWe have been contemplating the idea of a multifamily in Hartford (4+ units) with prices ranging between $450,000 – $800,000 We currently have a tenant with Section 8 privileges and would like to explore that option in Hartford. The last time we spoke on the phone, based on our ...
09/19/2022
The real estate market in China has been in serious trouble for some time. Depending on how serious the situation gets, it will most likely have a big effect on the US bond market, which will affect our interest rates.This article will give you a lot more insight into China’s overall economy and ...
09/19/2022
“Hi Joe,Our neighbor that lives next to us shared with us that you had assisted them with their credit and a now you are doing their mortgage. We want to buy as well! My wife and I have very good income and also a lot of credit card debt. My mid credit score is 584 and my wife has a 601.   The s...
09/16/2022
“Blacks denied mortgage loans twice as often as others”Why are so many loans being denied?I recently had lunch with a branch manager that is with a big box bank. He made a statement that blew me away; he told me that his bank denies 41% of their mortgage applications. I didn’t get into the breakd...
09/14/2022
“The Afghan Quarterback”The coach had put together the perfect team for the Chicago Bears. The only thing that was missing was a good quarterback. He had scouted all the colleges and even the Canadian and European Leagues, but he couldn’t find a ringer who could ensure a Super Bowl win. Then one ...
09/14/2022
“Hi Joe,You are a life saver. We must have been one of your first callers after reading you were now doing home equity lines of credit. We paid our daughter’s college tuition and we decided to pay off a credit card off and the balance of my car loan. What a weight off our shoulders. Thank you for...
09/13/2022
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Joe Petrowsky

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