Joe Petrowsky's Blog

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Mortgage and Lending - Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709 - NMLS # 6869



 I am very fortunate to have a 100% referral based mortgage business, actually since 1996. One of my referral partners is a financial planner, we have sent each other business for almost 20 years. He called the other day, asking me to refer a mortgage broker in New Hampshire, because he and his w...
  I started working with Ginny 28 months ago. 3 year old child, going to night school, working full time job and living with her mother, I could go on and on. When I ran her credit, it was a mess, under 500 credit scores. It took 2 years of coaching and a lot of hard work on her part to get her c...
"Flip this House" The rules for getting these properties financed have been a challenge. I have financed most of these properties as an FHA loan. The guideline is: the property needs to be held for 91 days before a mortgage can be put in place. Here is the thing, not every lender follows this gui...
"Bad Promises" A CPA referral partner of mine from NY sent me a desperate woman that needed immediate help. Martha is a widow, lost her husband 8 years ago, on social security and has a small balance of $5,000 remaining on her 1st mortgage. So you ask, "WHAT'S THE PROBLEM?" The problem is she has...
Another Success Story   Jonathan and Greta W. were referred by a Realtor. They had a recent history of some credit challenges, which hurt their credit scores. They wanted to purchase their first home, but knew that previous credit issues might preclude them from being able to buy. It turned out t...

Joe Petrowsky

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