Joe Petrowsky's Blog

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Mortgage and Lending - Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709 - NMLS # 6869

ARCHIVED BLOG POSTS

2011 

“What One Man Can Do and One Wife” I have a sister-in-law that is in critical condition, at Yale-New Haven Hospital. Believe me we can use all the prayers we can get. In any case, my wife and I walk outside to get a sandwich from one of the outside venders. At the street corner, there was a make ...
11/15/2011
“The Administration’s Housing Score Card”   I suppose it’s all in who you ask. If you ask the majority of men and women that are in the real estate and mortgage industry what grade they should get, most would give them a failing grade.   The sooner we can get most of the recently passed rules and...
11/15/2011
“Dodd-Frank Analyses Fear”   The article below is about lawmakers that are asking financial regulator analyses. Besides being one of the worst bills ever passed, this bill needs to be repealed, sooner rather than later.   The problem with the lawmakers asking for analyses, who are they asking? Th...
11/14/2011
“My Social Media Marketing Adventure” In the last few years many friends, co-workers and referral partners had recommended that I participate with social media. They were much smarter than I was. I said to all that recommended, this is not something that I need to do. How very foolish I was. I ha...
11/14/2011
“Mortgage Regulations, Good News and Bad News”   The article below addresses some of the changes going forward, some better, some not so much. It never ceases to amaze me, that the current administration, much of the Congress and Senate and all related agencies don’t understand how much of regula...
11/11/2011
“Freddie Mac Says: 16 Year Low, for Cash Out Refinances”   I had to laugh when I read the article. Did anyone tell them, that folks have less equity in their home, so many can’t refinance? Did anyone explain to them that as a result is the fees they now charge, which get included in the interest ...
11/10/2011
“15 Year Mortgages, its Like Free Money” Nearly half of the mortgage refinances that I am doing today are reducing their 20-30 year mortgages to 15 years and in some cases less. At around 3.5% interest, it is so hard to pass up. A number of clients have opted for odd years like 8 year or 12 years...
11/10/2011
“The Scoop on Inflation and Its Impact on Home Loan Rates”     CPI, PPI, PCE...sounds like a nice bowl of alphabet soup. But did you know that what lies behind these letters impacts not only YOU every single day...it also bears a very heavy influence on the direction of home loan rates? So pull u...
11/10/2011
“This is a Must Watch on Gratitude”   I know from time to time I need to be reminded. How about you?    
11/09/2011
“The Mortgage Numbers Don’t Lie” When purchasing a home for the first time, 8 out of 10 buyers put down 5% or less. So if the only mortgage products that were available required 20% down, can you imagine the how many less sales of home, that would translate too? Each and every time I see anything...
11/09/2011
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Joe Petrowsky

Your Mortgage Consultant for Life
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