ARCHIVED BLOG POSTS
2015
23
Comments
“Interest Rates or Income?” During every mortgage pre-qualification and mortgage application process, when is the right time to lock an interest rate? The simple answer for me is sooner rather than later, but the final decision is up to the client. Not many in the mortgage business have experi...
05/30/2015
23
Comments
“Many Lenders Turn Away FHA 203K Business” Yes, we do them all the time. Sure they are more work but we don’t mind one bit. There are basically two versions of 203 K renovation loans. One is for is for renovations under $35,000 (the streamline version) and one that is called a full 203K which i...
05/29/2015
33
Comments
“Bad News” When do you share bad news with a client? 1) Immediately2) First thing in the morning3) At the end of the day4) The last possible moment I have heard every imaginable answer to this question and there are two answers that will always work for me. It is either imm...
05/28/2015
“My Pre-Qualifications will Usually Not have a Dollar Amount” A received a handful of pre-qualification letters today and was asked twice “why there is no dollar amount on the letter?” I get asked the question about 20% of the time, so let me share why. I do not qualify my clients based on their...
05/27/2015
23
Comments
“Leads off My Website” All of my blogging drives a lot of folks to my website. There are a number of places that will allow someone to fill out a very brief form. I’m not looking for any detailed information but require a name, phone or email. As soon as I receive their inquiry, I respond by ...
05/26/2015
“They Forgot to Ask for My Social Security Number” I wonder how many folks actually fall for this crap, MR.HASSAN TRAIRATVORAKUL? THIS IS TO ACKNOWLEDGE THE RECEIPTS OF YOUR E-MAIL RESPONSE CONCERNING YOUR FUNDS SWIFT ALERT NOTIFICATION WE SENT TO YOU. BE INFORMED THAT OUR BANK SWIFT REMITTANCE...
05/25/2015
10
Comments
“Continuing to Build My Business Facebook Page”I am kind of late when it comes to building my Right Trac Facebook presence. But guess what? it is starting to payoff. These days I get two or more mortgage inquiries a week.I took a snapshot of the activity from last week. Can you assist me to “LIKE...
05/25/2015
21
Comments
“They Listened and Did what was Necessary”It will have taken about 8 months, but Amy is now ready to be a homeowner. There are many Amy’s out there and once they are given the right advice they can stop paying rent. In this case it was wasting near...
05/24/2015
“I Already Found Out You Don’t Do FHA 203 K Loans” With all of the blogging that I do, my website constantly brings new potential business. When someone fills out one or more of the forms, these forms ask some very simple questions. When I get one of the inquiries, I will communicate back as foll...
05/22/2015
“Getting Tired of the Classes, Why Would I Market to Only One Age Group?” So much I read these days talks about Marketing to seniors or millennials or whoever, I’m not going to do it. I am in the mortgage business no matter if a reverse mortgage or a mortgage for a first time home buyer. Can yo...
05/21/2015
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about 1 year ago
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