Joe Petrowsky's Blog

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Mortgage and Lending - Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709 - NMLS # 6869

ARCHIVED BLOG POSTS

2015 

“Frustrated Customers Waiting for Contractors to Call Back”  I don’t know about you but I hear this complaint all of the time and yet I do mortgages for contractors all of the time and many complain about lack of business. I must be missing something here.  I refer a number of contractors that do...
10/30/2015
“Our Daughter Jill the Travel Agent Extraordinaire”    We just celebrated her birthday and she is always coming up with unique ways to celebrate, this time was no exception. It was Jill our other daughter Dava, Gail and yours truly. This time it was at the “Adventure Room” in Middletown, CT. Here...
10/30/2015
“Her Real Estate Agent Finally Got It!”  I have been working with this client for nearly a year that had to remove a bunch of disputes, clean up 4 collections accounts and a public record item. It seemed every time I made a recommendation, her buddy/real estate agent kept saying something totally...
10/29/2015
“Still Lots of Issues Refinancing Home Equity Lines”  Many parts of the country have had enough real estate value appreciation to be able to refinance their home equity lines, but I still run into many folks that do not have any equity or own more than the debt.  Danielle has a home worth about ...
10/27/2015
“Competing with a Cash Buyer” I was quoted in this article on this very topic.  http://www.realtor.com/advice/buy/yes-you-can-compete-with-all-cash-buyers-heres-how/?om_rid=AAD0v-&om_mid=_BWKVxlB9G47PSm&om_ntype=REBACWeekly   So often a Realtor will call me and ask me about my pre-qualification a...
10/26/2015
“I’ll Take the Referral, but let’s Make it a Win”  I hear you are the man that might be able to help. I have forwarded your information to my client and suggested that he contact you and talk for a bit. His name is XXXXXXX. Please let me know if he contacts you.  I was fortunate to get this emai...
10/25/2015
“Referring Out a Client, Brings More Referrals”  I refer a lot of business to banks, especially home equity line business. I referred this client that I have done business with for two other mortgages and he was a little surprised when I wanted to refer him to a bank to do the home equity line a...
10/24/2015
30 Comments
“Offer Accepted”  We are very excited to get the opportunity to work with you....  No matter how many times I work with a first time home buyer and they let me know that their offer was accepted, I just know how excited and nervous they are. These folks are paying $1650 per month for rent and the...
10/23/2015
“So Many New Companies Getting into the Reverse Mortgage Business”  There was a time when seniors that were in trouble with their mortgage or other debts could get a reverse mortgage and that was a good solution for them. They could end up living in the home for years to come without worrying abo...
10/22/2015
33 Comments
“You Did What?”   Yes, I’m telling you your credit scores are now too low to get the mortgage to buy your home. One of the many conversations I have with everyone we are doing a mortgage for is to make sure you keep making all of your payments on time.  We had this transaction just about ready to...
10/21/2015
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Joe Petrowsky

Your Mortgage Consultant for Life
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