Joe Petrowsky's Blog

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Mortgage and Lending - Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709 - NMLS # 6869

ARCHIVED BLOG POSTS

2015 

44 Comments
“Change in 2015”   I used to attend every imaginable seminar and read every imaginable book that had to do with my business. The sales pitches were pretty much the same; if you take this course or seminar or read this book you will grow your business and make more money. Have you ever had the sa...
01/09/2015
“I Always Read Your Blogs even though you’re Not in My Industry”   While attending my weekly BNI meeting, a guest was attending that I had met many years before. He made the comment that he always looks forward to reading my posts on Linkedin. David gave me a really nice commercial, it was great...
01/08/2015
“Lower the Interest Rate and Reduce the Number of Years”     With interest rates as low as they are right now people are always asking me if they should refinance. I will always tell them to explain more about their situation before I can advise if they should or not.   Jenn had 25 years left on...
01/08/2015
“I Just Don’t Like Dealing with a Smart Rat”   When I get a call from someone that starts asking “What are the lowest credit scores someone can have in order to get a mortgage?” I already know this is someone that has been making the rounds. When I hear this question, I immediately asked; how ma...
01/06/2015
I Love This Answer: “Things are Busy”   What things are busy? One day I’m going to figure out what that means. Busy doing nothing, busy answering or writing emails, busy planning on what you will eat for lunch? Or whatever else that is supposed to mean.   I recently got a referral from a Realtor...
01/05/2015
“To My Beautiful Wife on Her Birthday”   The greatest gift in my life is Gail; my wife, my best friend, my confidant, my lover and my teacher. It is impossible to need anything else.   We’ve known each other for a half century, been married for 44 years and I continue to learn from her.   As a w...
01/04/2015
“Questions I Need to Answer in 2015 that I Struggled with at times in 2014”   1)      Can I stop making some of the same mistakes that I have made in the last year? 2)      Can I give more time to my family and myself? 3)      Can I take more vacation time with Gail?  4)      Can I increase my c...
01/03/2015
“How Can You Get Me A Mortgage and My Bank Can’t?”     I have to admit, I love this kind of call, especially when the bank is the one that referred the client. This particular bank only does conventional mortgages. That is it.   They have chosen not to do any government loans, which is what this...
01/02/2015
“I Don’t Have 20% Down”   How crazy is it that there are still prospective home buyers that think you need 20% down to buy a home. That is totally untrue!   Judi left an inquiry on my website and indicated that she would love to buy a home, but didn’t have 20% down. I called her and explained th...
01/02/2015
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Joe Petrowsky

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