ARCHIVED BLOG POSTS
2016
“Still Lots of Properties in Connecticut Underwater” Many parts of the country are experiencing increased values and some are seeing values that exceed the highs that were reached in 2005-2007. In the below situation, there is currently an FHA loan on the property and I can refinance the curre...
05/30/2016
10
Comments
“He Lives in His Four Family” I originally did a mortgage for Dan’s parents, who referred me to their son. Dan purchased a 4 family that he has lived in for a few years and now wants to purchase a single family home with his fiancé. The great part about this transition is that most of the mort...
05/30/2016
20
Comments
“Being a Trusted Resource” I have completed a number of transactions with this client and her husband. Being asked to assist her mom is very special. Even though the information that may be needed has nothing to do with future revenues, it just doesn’t matter. Being asked to be a trusted adviso...
05/28/2016
“Always an Honor when someone asks me to Refer Them” Good afternoon Joe, its Pedro & Daniel, can you please recommend another realtor for us please. We don’t have a good understanding with XXXXXXXXXX, our current realtor. He is a good guy, but, we don’t understand each other. He just keeps pus...
05/27/2016
15
Comments
“Not just One Answer to his Question” We have established June 3 as our closing date with the attorney, seller, etc. thank you for all your help keeping things moving along. The best answer is that the first mortgage payment would be due August 1st, having said that the client would have to p...
05/26/2016
“Currently we are Only Doing Owner Occupied Refinances” Banks are constantly changing what mortgages they are willing to do or not do. This morning I got a referral from a banker who shared that his bank is no longer doing refinances on one to four family homes that are not owner occupied. This ...
05/25/2016
16
Comments
“Former Employee Ready for a New Mortgage” Hi Joe! I hope you and your family are healthy and well. Congratulations on your expanding business, I was looking/ reading through the Right Trac website and saw a couple of new faces and read a few of your blogs, good stuff. For many the busin...
05/24/2016
“I Can’t Get the Refinance Done as of Yet but...” I can assist this client with finding a company that can get a vehicle loan for him. It is such a gift that he thinks enough to ask and as it turns out, I handled a referral for him. It also makes me look good in the eyes of the bank that origina...
05/23/2016
“Hey Man I’m looking forward to Working with Him as Well” That is pretty much the way I responded to him after getting his email. Hey thanks man! I've already found several houses under my $200,000.00 budget and I'm very excited to be working with you. I learned a long time ago about mirroring w...
05/22/2016
19
Comments
“Not All First Time Home Buyers Understand” We had the inspection done today, how soon will we know if the house is ours? During the pre-qualification process I explain as much of the mortgage process as is possible at that point. During the home search I go over what the mortgage payment would...
05/21/2016
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about 1 year ago
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