Joe Petrowsky's Blog

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Mortgage and Lending - Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709 - NMLS # 6869

ARCHIVED BLOG POSTS

2016 

“Why a Mortgage Broker and Why this One?”    I could say because I am one. I can say that it’s because I like being independent as I am not part of any franchise or that I have many lenders available to me. I can say that I can get my clients outstanding interest rates and get loans done that mos...
01/10/2016
“Appraiser and Loan Officer Screwed Up”    I’m delighted that our next door neighbor referred you. As we shared with you, we attempted to refinance in May, but the appraisal came in below what we owe. We explained to the mortgage guy that the appraisal was wrong, but we didn’t get anywhere.  How...
01/09/2016
“One Million Boomerang Home Buyers Coming into the Market in 2016”   These are individuals that may have had a foreclosure, done a deed in lieu of foreclosure, had a short sale and or had a bankruptcy.  There is good news and bad news for these potential home buyers. There are many areas of the U...
01/08/2016
“A Referral from Someone I Evicted 7 Years Ago”  I sent you a referral her name is Rosemary I told her to call you.  I was really shocked to get this referral so I followed up with an email asking why he sent me the referral. He answered back immediately.  He told me that he remembered a convers...
01/07/2016
I have been “Stripped Off” before   The Supreme Court got this one right and it is about damn time. I hate to think about how much money I have been screwed out of over the years. Here is one example:  In 1987 I personally did a second mortgage for someone in order to save their home from foreclo...
01/06/2016
“Does Your Blogging Efforts Get Your Message Out?”  I have been reading your blogs for the past couple of months on your Right Trac Facebook page. My girlfriend Peggy XXXXX told me about you, you did a mortgage for her and her husband about a year ago.  In one of them, you have written about me a...
01/05/2016
“Unless You Want Straight Answers, Don’t Ask the Questions”   Joe, Thank you again for your help this afternoon and the direct answers. It is obvious you know a lot more than the attorney who gave me some bad advice.  I listened to his explanation about his history. That he had made all of his mo...
01/04/2016
“Referrals to Insurance Agents”   I have not hit my 2015 goal for the amount of referrals I give insurance agents or even the number of referrals I gave out in 2014. In 2014 I gave out 123 referrals and so far this year 116, four short of my goal.  I refer to a dozen different agents. Most of th...
01/03/2016
“Sorry, I Can’t Do a FHA Mortgage on a 6 Unit Apartment Building”   Hey Joe, hope you’re having a happy holiday. Really appreciate the reassurance of your positivity towards mortgages, thought there was no hope, but know better at this point. I'm just emailing you seeing what the terms are for fi...
01/02/2016
“In What Price Range can we Afford a Home?”   I never like answering this question. The question I want to answer is, what mortgage payment are you comfortable with? So often I speak to someone who tells me that they have been approved for X dollars, but they have no idea what a payment would be....
01/01/2016
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Joe Petrowsky

Your Mortgage Consultant for Life
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