Joe Petrowsky's Blog

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Mortgage and Lending - Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709 - NMLS # 6869

ARCHIVED BLOG POSTS

2018 

          “Buying a Short-Term Rental Property”      Hey Joe I hope you are well. We are down here loving Florida! My wife and I would like to buy a short-term rental property to help increase our income. Not sure what my best option might be for financing. Use equity in my house for down payment...
03/30/2018
“Love Statistics”     On average, an American man under age 75 will have sex two to three times a week.Whereas, a Japanese man the same age will have sex only one or two times a year.This is very upsetting news to many of my friends...as they had no idea they were Japanese Image courtesy of Farco...
03/28/2018
“Maybe A Little Premature?”      Hello Joe,  My husband and I purchased our home in Florida, you handled the mortgage.  I’m from CT and own 1/4 of the home I grew up in.  My mother is 90 in good health and living in the multi family home currently, the house is paid in full.  My question is when ...
03/26/2018
  “Such a Simple Solution!”    Hey Joe, your name was given to me by my neighbor, you did his mortgage. My wife and I are in the process of buying an ocean front home. The purchase price is 1.1 million and we are planning on putting $500,000 down but have been denied because we own another home t...
03/23/2018
“The other morning it had been snowing all night. So, the morning goes like this”   8:00   I made a snowman.8:10   A feminist passed by and asked me why I didn't make a snow woman.8:15   So, I made a snow woman.8:17   The nanny of the neighbors complained about the snow woman's voluptuous chest.8...
03/21/2018
“One Shot at a Great First Impression”    Joe,I hope that all is well.  I have a question for you.  I’m getting down to the end of construction with a couple of weeks left for completion.What is your recommendation on showing the house while still under the construction mess?  What is your standa...
03/19/2018
    “Yes, Yes, Yes these Loans are Available”    Joe,Can you do no income verification loans? I know a person who asked as he would like to re-fi Two (2) Residential Two (2) Families he owns personally. He owns Title (personally) outside an LLC that are residential; and looking for Cash Out to pa...
03/16/2018
“Now, I won’t make the same Mistake” A retired guy sits around the house in Louisiana all day so one day his wife says, "Jay, could you do something useful like vacuum the house once a week?"The guy gives it a moment's thought and says; "Sure; why not. Where's the vacuum?"Half an hour later, Jay ...
03/14/2018
“Buying and Selling without Realtor Representation”     Hi Joe, The gentleman that Chris and I will be buying the house from is relocating to South Carolina. He wants to know if he is able to do his part of the closing electronically so that he does not have to come back to CT. Is this possible t...
03/12/2018
“Buying Investment Properties is not for Everyone”     Good Afternoon Joe, I wanted to thank you for taking the time to speak with me on Tuesday. I learned a lot in the hour or so that we sat together and you've given me the confidence to stop overthinking things and to just go for it. I am going...
03/09/2018
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Joe Petrowsky

Your Mortgage Consultant for Life
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