Joe Petrowsky's Blog

Follow me
Mortgage and Lending - Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709 - NMLS # 6869



 “From 6% to 3.5% in a Few Months”  Hi Joe,Hoping things are going well for you during this crazy time. We do still want to proceed with the refinance as our 2 year date for the BK discharge was 4/20/2020.  We are both still working, but he did take a temporary pay cut of 20% which he has in writ...
“Isn’t it True, We Hear What We Want to Hear”    Morris, an 82-year-old man, went to the doctor to get a physical. A few days later, the doctor saw Morris walking down the street with a gorgeous young woman on his arm. A couple of days later, the doctor spoke to Morris and said, "You're really do...
“Our Bid was Accepted”   Joe, As luck would have it our bid was accepted, what are the next steps? I know we have sent you all the various documents you requested, is there anything else you need from us? We have already set up the home inspection, which is happening next week and have called the...
“My Job is Making Dreams come True”      Dear Joe,Nice talking with you and I am happy to be in good hands! I called my Realtor who referred me and thanked her.I will do my 2019 taxes this weekend and file them immediately! Thank you so much for making my dream come true! In 2017, her first year ...
“Had to Share this One”    During the quarantine, I've been reading a book on inner peace. Ever heard that old adage, finish what you start? Sometimes it's a really good idea, helps bring some calm to the storm.I'm passing this on because it worked for me yesterday. Sure enough, while I was writi...
“What does Zero Interest Rate Mean to Me?”    Hi Joe,I hope you have been well! I cannot believe what has unfolded before my eyes in the period of a week and a half’s time. Richie and I are working diligently to get our house market ready, installing a new heating system, painting, yard work and ...
“Refinancing Can Often Do So Much More!”      Little did we know that refinancing would accomplish so much. Originally I contacted you to get my rate lowered, which was a no brainer, going from 4.75% to 3.5%, however it never occurred to me that it was an opportunity to include our credit cards a...
“Would have thought Differently?”    A man was being tailgated by a stressed-out woman on a busy boulevard. Suddenly, the light turned yellow, just in front of him.He did the right thing, stopping at the crosswalk, even though he could have beaten the red light by accelerating through the interse...
   “Investor Loans are Gone for Now”    Hi Joe,What do we do now? As you well know, the lender pulled the plug on the non-QM loan that was scheduled to close. My immediate reaction was that I was pissed off at you, but now know that it was totally out of your control. Sorry, if I was an ass on th...
“I do Mortgages in CT, MA, RI, ME, NH, VT, NY and FL”     Joe, It has been a number of years since we have spoken. The last time was a pretty tough period, foreclosure and a bankruptcy. All that is in the past, we moved to Florida and it is time for us to buy a home again. The credit has been rep...

Joe Petrowsky

Your Mortgage Consultant for Life
What mortgage questions can I answer for you

Additional Information