Joe Petrowsky's Blog

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Mortgage and Lending - Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709 - NMLS # 6869



“This Makes it All Worthwhile”     It had always been a lifelong dream of mine to purchase a home and I didn't know if I'd ever be in the position to achieve it. I had worked with 2 other mortgage brokers who were unable to help me before I was introduced to Joe and Apryl at Right Trac Financial....
 “Great Time to Buy and Sell”  Hi Joe, I can’t begin to thank you for convincing me to put our home on the market, we actually ended up getting $20,000 over the asking price. We thought the property would sell for around $220,000, but the Realtor you referred us to had us put it on at $239,900 an...
“Tax Season”  Tax day, April 15, was looming when an elderly woman showed up at the IRS. She said she required a thick stack of tax forms. "Why so many?" the clerk asked. "My son is stationed overseas," she said. "He asked me to pick up forms for the Marines on the base." "You shouldn't have to d...
“No Rush to Find Our Next Home”   Hi Joe,Hope all is well with you. Ray and I are selling our home. We will be taking our time looking for our next home (so no rush). However, we are interested in knowing what we would prequalify for. What information do you need us to supply to you? We would pro...
“What do You Estimate my Mortgage Payment will be?”  It was so great that one of your lenders introduced us. She told me that she works with dozens of mortgage brokers and you are the only one she would refer. By the way, thank you for the pre-qualification letter, I have been looking for a home ...
“Skin Tight”  A guy walks into a bar and sits down next to an extremely gorgeous woman. The first thing he notices about her though, are her pants. They were skin-tight, high-wasted and had no obvious mechanism (zipper, buttons or velcro) for opening them. After several minutes of puzzling over h...
    “Forbearance Showing on Credit Report”  I had no idea that participating with a forbearance on my mortgage payment for 2 months would preclude me from refinancing. When you told me that my credit report showed that “natural disaster” is looked at as missed payments. When I called my lender an...
      “You Will Own that Home!”    Hey Joe, I am blown away, we closed this morning and all went well. You sure did make a believer out of us and our Realtor as well. I still don’t know how you did it, our scores were in the low 600’s, three jobs in 1 year for me and each time we asked, you kept ...

Joe Petrowsky

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