Joe Petrowsky's Blog

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Mortgage and Lending - Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709 - NMLS # 6869



“How about some NC Trivia?”   Babe Ruth hit his first home run in Fayetteville on March 7th, 1914, and the first mini-golf, or Putt Putt course, was built in that city.Sweet potato fries saved that industry, and North Carolina is the largest producer of sweet potatoes in the nation.At 6,684 ft. M...
“I Can See this Truly Happening”Hospital regulations require a wheelchair for patients being discharged. While working as a student nurse, however, I found one elderly gentleman already dressed and sitting on the bed with a suitcase at his feet, who insisted he didn't need my help to leave the ho...
  “God is Blessing Us”  Hi Joe,Matt’s parents just offered to pay $8k towards closing costs! 😲 We are so blessed and so thankful!  We had been planning on using the money that we got from the sale of this house to pay for the closing costs so this was completely unexpected!  Would it be okay for ...
 “Yes, We Want to Take Out additional Cash”  Hi Joe, I can’t believe our home came in at $474,000. When we did the mortgage application I had estimated $420,000, so the appraisal number was a wonderful surprise. So, I want to go back to the question you asked previously, do you want to pay off an...
“Who Said You Won’t Qualify?”  Hi Joe,I just got a call from a very excited buyer! Thank you for taking care of her. She had called regarding a hobby farm to see if they could rent it. I asked why and she said she thought she wouldn't be approved for a loan - I told her to call you! Thank you aga...
“Getting Married” Jacob age 85, and Rebecca age 79 are all excited about their decision to get married. They go for a stroll to discuss the wedding and on the way go past a drugstore. Jacob suggests that they go in. He addresses the man behind the counter: "Are you the owner?" The pharmacist answ...
“Renovation Options” Hi Joe,As you know we have been looking for a home for nearly 6 months that was affordable for us. We came across a home over the weekend that suits our needs except for the overall condition. My sense is that we would need to put over $50,000 into the property to get it to t...
“Starting a Business and Getting a Mortgage can be a Problem”    Hi Joe,I have a question for you. I don’t want to mess up my pre-qualification, so I’m coming to you first. I plan to start my own business but am aware that I need to keep my present job until I close on a house. Can I start any pa...
  “Buying a Second Property”   Hey Joe, I will wait a few months but then I want to start brainstorming ideas on how to get a second property lol. I will need your help once again. Mind boggling to me, my mortgage payment is $1756 a month and my tenant is paying $1400 per month for rent. I probab...
“Talking Monkey”    A police officer came upon a terrible wreck where the driver and passenger had been killed. As he looked upon the wreckage a little monkey came out of the brush and hopped around the crashed car. The officer looked down at the monkey and said, "I wish you could talk." The monk...

Joe Petrowsky

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