Joe Petrowsky's Blog

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Mortgage and Lending - Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709 - NMLS # 6869
“I Need a Favor”   I have a friend since college days, Nick XXXXXX.  Lately, we’ve been talking about the viability of me building a new home for him, that would involve the Reverse Mortgage.  Nick has a couple of very "personal issues” that he needs some sage advice on.  I was trying to explain ...
“If You Didn’t Know How Old You Were?”     *        Actor George Burns won his first Oscar at age 80. *        Golda Meir was 71 years of age when she became prime minister of Israel. *        At age 96, playwright George Bernard Shaw broke his leg when he fell out of a tree he was trimming in hi...
“Making on time Mortgage Payments a Must”   I know we wanted to refinance our FHA mortgage this fall and lower our rate and remove mortgage insurance. Unfortunately it may not be able to happen as we had a late payment on our mortgage and our credit scores took a hit. We had been making the payme...
“At Some Price, all the Math will Work”    Hi Joe,The seller’s Realtor told my agent that the sellers are old and are not willing to do much work, and looking at the inspection list that she voluntarily gave me (attached), it seems the sellers are not willing to consider much of a discount when f...
“Happy Thanksgiving”    A man was picking through the frozen turkeys at the grocery store for Thanksgiving Day, but couldn't find one big enough for her family. She asked a stock boy, "Do these turkeys get any bigger?""No, ma'am. They're dead." 
   “Focus on the Solution, NOT the Problem”     Good Morning Joe,I am working with Dana and Ed in the purchase of a home. We are submitting an offer for the attached property. The listing price is $250,000. They have told me they are qualified to do a 3.5% FHA and in her name. Can you send me a p...
“I’m in the Dreams Can Come True Business”     Hi Mr. Joe,I hope everything is well with you and your family. It is hard to believe that we have had our house for 10 months now. Thank you again for helping us accomplish our dream..Now as I mentioned earlier in the year I would like to see when I ...
“Not a Dumb Gorilla”     A gorilla walks into a bar in San Francisco at the Western Secondary and, to the amazement of the bartender, orders a martini. When the bartender gives the gorilla the martini, he is further surprised to see that the ape is holding a $20 bill.The bartender takes the $20 b...
“Both Can Be on the Title and Only One on the Mortgage”     I spoke with you yesterday, what a breath of fresh air. Thank you so much for taking the time to help us!  I am still absolutely amazed by how reassuring and helpful you are!  It’s a completely different experience and we are thankful! I...
“No Compromise Can Mean a Lost Sale”      We’re all done with the property we have under deposit. The seller will not repair anything that the home inspector indicated was wrong and needed to be repaired. Even worse, in a year or two we need to replace the roof, that’s probably another $10,000. W...

Joe Petrowsky

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