Joe Petrowsky's Blog

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Mortgage and Lending - Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709 - NMLS # 6869
 “Seeing Mortgage Solutions”     Joe, I can’t tell you how happy we are to have been introduced to you.  Thank you very much for getting us over the hump.  Very good idea on your behalf, I have no clue why you could see a solution that no one else could see. Thank you for the pre-qualification le...
“Johnny is a Quick Learner isn’t He?”    A teacher is teaching a class and she sees that Johnny isn't paying attention, so she asks him, "If there are three ducks sitting on a fence, and you shoot one, how many are left?" Johnny says, "None." The teacher asks, "Why?" Johnny says, "Because the sho...
“Yes, Central Air Can be Part of a 203K”     So Doug’s bid can even come up to $105,000, the full amount for the renovations? Another question: Could we add on approximately another $20,000 to the mortgage to put in central air as part of these renovations?  There are so many misconceptions when ...
“I Continue to Change my Mind”    Well we did it, we closed, even though it took us a year to find the right house and at a monthly payment we felt comfortable. Thank you for hanging in there with us and continually coaching us through the fog. We are so grateful!  Over the last few years I have ...
“Sounds like He Paid too much”   A man sees an ad for a $50 cruise on Craigslist. Despite his better judgement, he grabs some cash and makes his way to the address given in the ad. He opens the door to a small office and is knocked unconscious from behind. He wakes up tied to a barrel floating in...
“Interest Rates WILL be going Lower!”   Hi Joe, Our renovation project will be completed in about a month, is it time for us to begin the refinance process? I am sure that we have built up a lot of equity and the goal is the refinance and stop the mortgage insurance meter, especially since it is ...
 “Almost Impossible NOT to Qualify”    Hi Mr. Joe,Hope everything is good, can you please advise me on a multifamily property for an investment. I would like to know what the requirements for a loan are as far as credit score and down payment. I would like to see if I can get it under my name or ...
“Trouble for the Church Gossip”   Mildred, the church gossip and self-appointed monitor of the church's morals, kept sticking her nose into other people's business.Several members did not approve of her extracurricular activities but feared her enough to maintain their silence.She made a mistake,...
Is This Mortgage Proposal Good for Me?”    Mr. Petrowsky,Your name was given to me by Peter XXXXXXXXX, I happened to be telling him about my interest in refinancing. He recommended I call you to find out if the deal that Quicken offered me is good for me, they hold my current mortgage. They offer...
“Licensed in CT, MA, RI, ME, VT, NH, NY and FL, Unfortunately not SC”       Hi Mr. Petrowsky,Paola XXXXXXXXX gave me your contact info, she told me that you just handled financing for two investment properties and indicated that you might be able to help me get financing for a property I’m intere...

Joe Petrowsky

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