Joe Petrowsky's Blog

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Mortgage and Lending - Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709 - NMLS # 6869
“I do Mortgages in CT, MA, RI, ME, NH, VT, NY and FL”     Joe, It has been a number of years since we have spoken. The last time was a pretty tough period, foreclosure and a bankruptcy. All that is in the past, we moved to Florida and it is time for us to buy a home again. The credit has been rep...
“Shelter in Place”  During this "shelter in place" I went to Walmart to buy a bag of food for my dog.Already in line, a woman behind me asked me if I had a dog. I thought to myself, "Really?" If you know me you know my sarcasm. So on impulse I told her no, that I didn't have a dog, that I was sta...
“It’s Vital to Pay Your Rent on Time”      I must say I am truly disappointed we have not been approved for the mortgage. I truly don’t understand why the lender is requiring 12 months of consistent rental payment. Even though we were late twice, we doubled up the following month. I have already ...
“Know Your Numbers Before Moving Forward”    Good morning Joe,As you know I wasn’t able to make a deal on the previous property. Just got a signed contract on my house yesterday. I am avidly looking for a piece of property. I was wondering if my pre-qualification letter is good for the $600,000 r...
“Taking Advantage of an Opportunity”     A hooded robber burst into a Minnesota bank and forced the tellers to load a sack full of cash.On his way out the door, a brave customer grabbed the hood and pulled it down, revealing the robber's face. The robber shot the customer dead.He then looked arou...
“It’s ALL about Relationships”     Hi Joe,It was so great to catch up with you again Joe, I wish you had a VA license!  As a follow up to today’s conversation regarding our nephew and niece, to discuss if it would be an advantage to refinance when they already have a Chase loan at 3.75% plus a $3...
“Awards Like This Don’t Get Me Excited, It’s All About Selling Advertising and Plaques, but I’m Sure Some Will Think it is a Good Idea”      It is our pleasure to inform you that Right Trac Financial Group has been selected for the 2019 Best of Manchester Awards in the category of Mortgages. For ...
“Ever wonder...”    If twins ever realize that one of them was unplanned?What if my dog only brings back my ball because he thinks I like throwing it?If poison expires, is it more poisonous or is it no longer poisonous?Which letter is silent in the word "Scent," the s or the c?Every time you clea...
      “I Hate it When I hear, It Can’t be Done!”       Joe, My Wife and I are extremely grateful for you helping us refinance our house. You were able to get it done when other lenders couldn't do it. Thank you! Cesar     It is such a gift when we as mortgage brokers accomplish a mortgage for cli...
 “FHA Renovation Loans have Rules”   Mr. Petrowsky,Your name was given to me by one of my co-workers. I was recently denied for mortgage to complete some renovations to my home. Just some general information. My current first mortgage is about $160,000 and have a second mortgage of $35,000 and ha...

Joe Petrowsky

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