Joe Petrowsky's Blog

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Mortgage and Lending - Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709 - NMLS # 6869
 “FHA Renovation Loans have Rules”   Mr. Petrowsky,Your name was given to me by one of my co-workers. I was recently denied for mortgage to complete some renovations to my home. Just some general information. My current first mortgage is about $160,000 and have a second mortgage of $35,000 and ha...
“MY Self-Isolation Quarantine Diary”   Day 1 - I can do this!! Got enough food and wine to last a month!Day 2 - Opening my 8th bottle of wine. I fear wine supplies might not last!Day 7 - Strawberries: Some have 210 seeds; some have 235 seeds. Who knew?Day 8 - 8 p.m.: Removed my Day Pajamas and pu...
“Losing a Job is Never Fun”     Hi Joe,The company I work for has closed their doors today.  Hopefully I will get something in Connecticut.  My family are all in CT. Purchasing my family home is off the table now that I am not employed.  Is there any particular criteria for my next job such as th...
 “You are Not Alone”   So Joe, I’m not gonna put an offer on that Coventry house yet since I have concerns about the taxes and the proximity to the road. A beautiful Cape on 3 1/2 acres just came on the market not too far from me and I’m going to watch it. It already has a finished basement for B...
“Just Doing my Job!”    It was the day of the big sale. Rumors of the sale (and some advertising in the local paper) were the main reason for the long line that formed by 8:30, the store's opening time, in front of the store. A small man pushed his way to the front of the line, only to be pushed ...
“Make a Cash Offer!”      Mr. Petrowsky,A few years ago you did a mortgage for us for an unusual property, well we have another challenge for you. We want to purchase another ocean front property in NH, near our other beach property. The property we want to purchase is on the market for $950,000 ...
“Hell NO”  Mr. Petrowsky,Your name was given to me by my financial advisor. I have brought up the topic of doing a reverse mortgage and he told me you are the person I should talk to. Some basic info is that I am 71 and not in the best of health. I keep seeing ads about reverse mortgages and it s...
“You Have to Ask the Right Question”     Two fellows stopped into an English pub for a drink. They called the proprietor over and asked him to settle an argument."Are there two pints in a quart or four?" asked one."There be two pints in a quart," confirmed the proprietor.They moved back along the...
   “Interest Rates All Over the Place”    Hi Joe,I need your help again. A few weeks ago the credit union where I bank has a sign up that showed their 30 year fixed rate loans at 3.125%. I asked the teller to have a loan officer contact me. I have yet to hear from anyone, their service sucks. I s...
     “Layoffs are Commonplace”    Hi JoeI spoke with our mutual client regarding his layoff. He indicated that his specific job would require two weeks, but he is not 100% sure. I am going to notify the listing agent regarding the current situation and see if we can keep everything together. I pu...

Joe Petrowsky

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