real estate: Massachusetts Foreclosure Law Update - May 1, 2008 - 05/05/08 02:35 AM
The new law went into effect on May 1, 2008. Section 11 of Chapter 206 of the Acts of 2007 now requires that all complaints to foreclose mortgage under the federal Servicemembers Civil Relief Act must be accompanied by an affidavit showing compliance with the Act. If required by Section 11, a copy of the 90-day “notice of right to cure default” must be filed with the affidavit.

Click HERE for the approved form (mortgagee’s affidavit).

Questions about real estate in Massachusetts or Rhode Island? Start with an attorney!

Richard M. Bianculli Jr., Esq.*

real estate: Property Taxes: Paying Too Much for Real Estate Taxes in Rhode Island? - 02/01/08 06:59 AM
Everyone complains about real estate taxes. With the increase in municipal assessments of property values, followed by a decline in property values and foreclosures, the number of people disputing these recently declared property values is most definitely on the rise. But do you really have to pay all of your real estate taxes? The answer is NO! Well, that is, if you live in one of the following communities and you occupy the property as your primary residence:
Rhode Island Communities Offering a Homestead Tax Exemption:
- Central Falls
- East … (11 comments)

real estate: Avoid Foreclosure: Real Estate Solutions for Homeowners and Real Estate Professionals! - 01/08/08 04:19 AM
Real Estate Solutions for Homeowners

Are you having trouble making that monthly mortgage payment? Would you like to avoid the dreaded “F” word (foreclosure)? Contact me today to set up a FREE consultation. There are many options available to avoid foreclosure.

Short sales are a popular option to homeowners who find themselves in a tight situation. If you owe more on your home (mortgage) than it's actually worth, you may be able to get the lender (mortgage company) to accept less than it is owed by negotiating a “short sale.” You then sell the house … (0 comments)

real estate: About Lido Key, Florida - 11/27/07 06:41 AM
Lido Key, Florida (Sarasota County)

Lido Key is a barrier island (a common feature along the coast of the “Sunshine State”) on the southwest coast of Florida. The key is directly west of Sarasota and south of St. Petersburg/Tampa Bay. Lido Key is commonly accessed via the John Ringling Causeway bridge from downtown Sarasota. It may also be accessed from the north via Longboat Key. Its location (between Sarasota Bay and the Gulf of Mexico) and temperate climate, combined with the area amenities (shopping, beaches, laid-back nightlife) make it a popular attraction for visitors around the world.


real estate: The Basics of the Trust: Revocable Trusts, Irrevocable Trusts, and Financial Planning - 10/31/07 05:23 AM

A Trust is a legal agreement whereby one or more individuals manage property for the benefit of others. There are three major parties: (a) the Trustor (also known as the Settlor or Grantor); (b) the Trustee; and (c) the Beneficiary (or Beneficiaries).

Generally, a Trustor transfers property (monies, real property, etc) into a Trust. The Trust declares that a named Trustee shall manage the Trust property for a Beneficiary. A Trust can have more than one Beneficiary, Trustee or Trustor. Also, one individual can assume two or even three of the roles as Trustor, … (2 comments)

real estate: Need A Closing Attorney in Rhode Island or Massachusetts? - 10/16/07 05:40 AM

If you're looking for a closing attorney in Massachusetts or Rhode Island, please give Supreme Title and Escrow, Inc. a call! We also service New Hampshire, Connecticut, and Florida!

Supreme provides professional service on all real estate matters. Our title searches have a quick turn-around, with a 2 business day guarantee for Rhode Island and a 3-4 business day guarantee for other states. We can also assist with title examinations and curing any defects associated with titles. Outstanding mortgages, liens and/or executions are cleared from title prior to closing. Our office can obtain the necessary payoff figures … (3 comments)


Martinelli Caputi

& Associates, Ltd.

Warwick, RI

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Martinelli Caputi & Associates, Ltd.

Address: 171 Service Avenue, Building 2, Suite 302A, Warwick, RI, 02886

Office: 40(192) 151-1417

Fax: (401) 921-5134

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