A mortgage is a loan used for real estate, plain and simple. A creditor, which could be a person, a bank, a company, a credit union or some other entity lends you money, at interest, with the real property as collateral. Billions and billions of mortgages are given out each year. With so many mortgages being given out it is no surprise that they are not all the same. The term “negotiate a mortgage” refers to this. Mortgages are customizable. For example the nature of your interest rate (i.e. fixed-rate or adjustable-rate), the number of years in your … (0 comments)
Understanding Refinancing 
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