RJ Baxter Denver Mortgage Lender

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Mortgage and Lending - Fairway Independent Mortgage Corporation - NMLS #395819, FIMC #2289
I am a Denver Mortgage Lender licensed in CO, CA, TX, FL, IA, and IL. We are one of the top Denver Mortgage Teams and specialize in a high level of communication, follow up quickly with our clients and partners, and always meet contract deadlines. A former teacher, my philosophy is to educate my clients so they understand the loan process and can make informed decisions on the best options available for their long and short term financial goals. NMLS #395819, FIMC NMLS #2289 Equal Housing Lender



Colorado Mortgage Ratesare low right now but pinning them down this week could be a challenge. As Labor Day Weekend nears and Wall Streeters take their head-start on the holiday, trading volume will fall, which will cause Colorado mortgage rates to get jumpy. As mortgage rates change, so does the...
Mortgage markets improved last week despite a major mortgage bond sell-off Friday afternoon (when investors sell bonds, mortgage rates go up).  Prior to the jump, conforming mortgage rates had cut new, all-time lows by Thursday, only to lose up to 0.250 percent on the last day of the week. Meanwh...
With home prices holding firm and colorado mortgage rates still dropping, home affordability is reaching new heights. According to the quarterly Home Opportunity Index as published by the National Association of Home Builders, more than 72 percent of all new and existing homes sold between April-...
One day after the National Association of Realtors released the softest Existing Home Sales report since 1995, the U.S. Census Bureau released a similarly-weak New Home Sales report. Americans bought just 276,000 newly-built homes in July. That marks the fewest units sold since the government sta...
The number of home resales plunged by 1.4 million units in July, according to the National Association of Realtors®' Existing Home Sales report. It's a drop of 27 percent from June; single-family Home Sales in Colorado are at the report's lowest levels since May 1999. Furthermore, because of the ...
The tightening in mortgage-lending policies that characterized the last 3 years appears to be slowing. According to the Federal Reserve's quarterly survey of senior bank loan officers, roughly 1 in 10 lenders added mortgage qualification hurdles between April and June. It's a huge departure from ...
Another week, another new low for conforming mortgage rates.  In fact, this week marks the 9th time in a row it's happened. Colorado Mortgage Rates last week were (again) at their lowest levels in history.  This despite a slight spike up to end the week last week. The data comes from Freddie Mac,...
How much does a mortgage cost? The answer depends on where you live. But no matter which your locale, chances are strong that you'll pay more for a mortgage in 2010 as compared to 2009. According to Bankrate.com and its annual Closing Cost Survey, a typical $200,000, purchase mortgage now carries...
Sometimes, you need to look deeper than the headlines to get the news that matters. This basic truth's latest example comes from the July Housing Starts data, as published by the U.S. Census Bureau. According to the newspapers, Housing Starts improved last month: US Housing Starts Make Modest Reb...
Home builder confidence in the newly-built, single-family housing market is down for the third straight month this month. After reaching a 3-year high just 90 days ago, the National Association of Homebuilders' Housing Market Index is now at a multi-year low. It's since dropped by almost half. As...

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