fha: What does a Buyers Agent Do?
- 10/23/23 05:51 PM
In Arizona, builders are everywhere, finding the right home for you, is what I do. I have access to every single home listed for Sale. I've been selling houses for nearly 1/2 my life. So when I get asked what I do as a Buyers agent, I am more than happy to share.
Regardless if its a new home, resale, REO, HUD Home, Short Sale, Foreclosure, Pre-Foreclosure, Estate, Probate, Divorce Sell, I have come across every single type of scenario you can imagine as a buyers agent.
So when I am asked the question, "why would do I need a buyers agent representing … (1 comments)
|
fha: The ins and outs of Closing Costs when purchasing a Home
- 07/17/23 03:20 PM
The ins and outs of Closing Costs when purchasing a Home
Closing costs are expenses beyond the down payment, such as appraisal fees, attorney fees and escrow funds, that you pay upon closing. Many first-time home buyers underestimate just how much they’ll need to pay in closing costs. Some buyers may not know there are ways to reduce how much they’ll pay.
Closing costs can be a little tricky to understand, so we’ll give you an overview of everything you need to know about closing costs before you finalize your loan. We’ll also provide a few tips on ways to limit … (4 comments)
|
fha: Understanding the pre approval process for buying a home
- 03/01/23 09:02 PM
The process of getting pre-approved for a home loan and buying a house typically involves the following steps:
Determine your budget: Before you start looking for a home, it's important to determine how much you can afford. This will depend on factors such as your income, debt, and credit score.
Get pre-approved for a mortgage: Getting pre-approved for a mortgage is a crucial step in the home buying process. This involves submitting an application to a lender, who will review your financial information and credit history to determine how much they are willing to lend you.
Hire a real estate agent: A real estate … (0 comments)
|
fha: Arizona Market Update- Low Inventory is not whats driving us.
- 10/08/20 12:31 PM
Arizona Market Update- Inventory is not whats driving us.
So what's the issue with Arizona's market? Is it a buyers. market or a sellers market? Rumor has it, the lack of inventory is driving prices up and create a housing frenzy.
Well, that's all good, theoretically, but here's the facts. I did a search, researching the month of September from 2017 to 2020 to give you the cold hard facts of what our market situation is, and I am betting this is going to surprise you.
The criteria used was simple, single family homes, patio homes, townhouses and condos, in both Maricopa and Pinal Counties … (0 comments)
|
fha: The Credit series with Chris and Traci in the Morning.
- 05/29/20 11:58 AM
Repairing and building your credit for Home Purchase simplified.
Hopefully By now you got this! You've watched the first three episodes, here you are at #4 and about the get the rest of the knowledge you need.
Once this one is over, call us, let us help you on your path. We have the tools to make your dreams come true! 602-321-6188 or 602-762-7676.
Of course, we certainly hope you reach out to us, when you're ready to buy!
The Better your credit, the better your rate, the more options you have at your fingertips when it comes to financing and more!
She … (10 comments)
|
fha: Chris & Traci in the Morning - The Blooper Reel
- 05/01/20 10:24 AM
Chris & Traci in the Morning - The Blooper Reel
We cannot always be perfect, in fact, we rarely are (actually, never, we're never perfect) but we try! When we shoot our episode of Chris and Traci in the Morning, we do so and have a blast at it. So even though our goal is to engage, educate and empower you on the Home Buying and Loan processes in the Valley of the Sun, we felt it was important, to give you a laugh this morning and maybe something to smile about.
Hopefully we did that! We'll see you again next week, with an all … (0 comments)
|
fha: Episode 4 of the Lending Process with Chris and Traci
- 04/11/20 10:23 AM
The Lending Process, Episode 4 with Chris & Traci in the Morning
Well, here it is boys and girls. 4 Episodes are done and in the "can". We have spent the last month, dropping the knowledge and educating you on the Lending Process. Equipped with this knowledge and our Home Buying Process series, you should now have the much needed knowledge on how to approach the home buying process and secure your financing in order to do so.
Understanding both sides of this process is imperative for a successful home buying experience. Combined, Traci and I have over 45 years experience in helping buyers buy … (0 comments)
|
fha: Its the Lending Process Part 3 of 4 - Traditional Financing
- 04/11/20 10:17 AM
Its the Lending Process Part 3 of 4 - Traditional Financing
I get the same question virtually every time I have an initial conversation with a first time home buyer, why do I need my financing in place before starting to view homes? Simple way to answer this, are you going to go to the grocery store, fill up your cart with food and supplies, only to get to the checkout line and not have the money to pay for it?
The logical answer to that is "No". So why would you approach home buying the same way? With all the variable … (0 comments)
|
fha: Credit is what drives home Ownership - Understanding Credit.
- 03/20/20 03:06 PM
Understanding your credit - Getting your score higher for better rates and programs.
What the heck is credit? What is a FICO Score? Why does everything in our world revolve around credit scores, credit rating, FICO Scores etc? Lets start at the basics, what is credit? Well, credit is defined this way, "The ability of a customer, to obtain goods or services before payment, based on the trust, that payment will be made in the future." I think we all "grasp that concept" the more times you borrow, and always pay back, on time or early, gives you a better credit history, … (0 comments)
|
fha: Its the Lending Process with Chris & Traci in the Morning
- 03/20/20 09:48 AM
Its the Lending Process with Chris & Traci in the Morning
And away we go! Its all about financing for the next 4 weeks. We're going to discuss four types of loan products, that if you qualify for you can take advantage of for your upcoming purchase. Its Chris & Traci in the Morning! Traci Gratzek as been in the lending industry for 26 years, myself, have been in the Real Estate Biz for 21 years, so between the two of us, we've been there, seen that, conquered it.
Traci closes on average $41M (175 Loans) annually while Chris closes on average, 40 transactions … (0 comments)
|
fha: Chris & Traci discuss The Home Buying Process - Part 3 of the HPB
- 03/19/20 12:37 PM
Chris & Traci discuss The Home Buying Process - Part 3 of the HPB
So here it is, our third episode dedicated to the "Home Buying Process". Its simple enough to understand, as long as you have a team of experienced individuals, like Traci and I. Now, if you've watched Episodes 1 and 2, then you have a basic understanding of what has taken place to this point, if you have yet to watch those two episodes, no fear, click here! Episode One. Episode Two. Now, once you've watched those, you're up to speed!
So, here we go with Episode 3. In this episode, we … (0 comments)
|
fha: Move in Ready Mesa home - 4 Bedroom home in Mesa
- 02/20/19 10:18 AM
Move in Ready Mesa home - 4 Bedroom home in Mesa
Move in ready home in northeast Mesa. Located just off Power and Brown, this 4 bedroom, 2 bath home with just under 1800 SF is flawless. Updated and upgraded from door to door, floor to ceiling. Nothing left to be done but move in. Great room vibe yet you still have the formal living and dining spot. This Home for sale in Mesa has quartz counter tops, large kitchen island, brand new black on black appliances. Wood burning fireplace in the great room. His and Her spots in the master bathroom. … (0 comments)
|
fha: Mortgage Guidelines Post BK or Foreclosure - When can I buy again?
- 10/16/15 08:40 AM
Mortgage Guidelines Post BK or Foreclosure - When can I buy again?
Trying to figure out when you can buy a home after you have gone through a Short Sale, Foreclosure or Bankruptcy can be difficult. Trying to find the simple answer is what drives most potential home buyers nuts. So I am here to help simplify the answer for you. If you previously were a home owner with an FHA Loan, and want to purchase again, using FHA, you need to be 3 Years from the Date of your Short Sale or Foreclosure and 2 years from your Bankruptcy Discharge Date. … (0 comments)
|
fha: 4 Bed 3 Bath Home for Sale in Maricopa - Maricopa AZ Real Estate
- 06/08/11 08:03 PM
4 Bed 3 Bath Home for Sale in Maricopa - Maricopa AZ Real Estate
4 Bed 3 Bath Home for Sale in Maricopa are attracting home buyers from near and far, and it is not surprising. You’ve wanting to own a home here for some time, and today is the day to begin your search! Maricopa residents know they reside in a great city, with attractions that include Camelback Mountain and Boyce Thompson Arboretum. A 4 Bed 3 Bath home in Maricopa is not far from these fun opportunities and more, due to a state-of-the-art … (0 comments)
|
|
|
|
In Arizona, builders are everywhere, finding the right home for you, is what I do. I have access to every single home listed for Sale. I've been selling houses for nearly 1/2 my life. So when I get asked what I do as a Buyers agent, I am more than happy to share.
;)
;)
;)
