ron mowery: Overland Park Homes for Sale near Indian Woods Middle School
- 04/19/14 03:03 AM
Overland Park Homes for Sale near Indian Woods Middle School
Indian Woods Middle School
9700 Woodson Drive
Overland Park, KS 66207
Find all Overland Park Homes For Sale near Indian Woods Middle School in Overland Park KS. Our Overland Park homes for sale property information is a direct feed from our MLS and is updated several times daily.
Why choose an Overland Park Home near Indian Woods Middle School?
Home of the Thunderbirds, Indian Woods Middle School is part of the award winning Shawnee Mission School District and have easy access to schools, parks, trails, shopping, and dining. For your convenience, Shawnee Mission … (0 comments)
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ron mowery: Overland Park Homes for Sale near John Diemer Elementary School
- 04/19/14 02:27 AM
Overland Park Homes for Sale near John Diemer Elementary School
John Diemer Elementary School
9600 Lamar Ave
Overland Park, KS 66207
Find all Overland Park Homes For Sale near John Diemer Elementary in Overland Park KS. Our Overland Park homes for sale property information is a direct feed from our MLS and is updated several times daily.
Why choose an Overland Park Home near John Diemer Elementary?
John Diemer Elementary is part of the award winning Shawnee Mission School District and have easy access to schools, parks, trails, shopping, and dining. For your convenience, Shawnee Mission Schools offer bussing from your home to … (1 comments)
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ron mowery: How Do Mortgage Interest Rates Affect My Ability To Buy A Home?
- 01/06/14 12:33 AM
How Do Mortgage Interest Rates Affect My Ability To Buy A Home?
National Associatioan of Realtors (NAR) sees home prices going up in 2014 with rates jumping to 5.4%. In fact, already in 2014, mortgage rates began a round of increases, kicking off a trend many experts believe will continue through the rest of the year.
So how do mortgage interest rates affect my ability to buy a home? At the peak of the housing boom in 2007, the home affordability was at 23.2% In 2012, that figure was 12.9%, the lowest in our history.
Housing Affordability Was The Lowest … (0 comments)
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ron mowery: Capitalize On Low Interest Rates In Overlooked Places
- 09/14/11 05:09 PM
It's no secret. Rates are low right now. And, it's not just mortgage rates, either -- all types of rates are scraping rock-bottom. Borrowing rates, lending rates and savings rates are at or near their all-time lowest levels.
As a homeowner in Leawood , one way to take capitalize on today's low rates is to apply to refinance your home. But there are other ways to take advantage, too.
In this 5-minute piece from NBC's The Today Show, you'll learn of a half-dozen ways to exploit the current rate environment, including:
Refinance a car loan from a high rate to a … (0 comments)
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ron mowery: Positive News For Real Estate Investors
- 08/11/11 10:06 AM
Rental Vacancy Rate at 6-Year Low
According to recent article from Rismedia, rental vacancies are the lowest they have been since 2003 and expected to go lower.
I guess you could guess that if you drive down 135th street in South Overland Park. There are rental apartments everywhere and more on the way. Most of the newer complexes are over 99% percent full and have waiting lists.
This year has been the best year for The Ron Mowery Home Selling Team for selling investment properties. We have had great success representing buyers who are looking to diversify into … (1 comments)
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ron mowery: Keller Williams Red Day-Overland Park Realtor Ron Mowery
- 05/07/11 05:38 AM
Dear Friends,
As an agent with Keller Williams Realty Partners, I spend my days working to help families find homes and build communities. That's why I am so passionate about giving where I live. There are so many ways we can make a difference and help those that may need it the most.
With that spirit in mind, I want to invite you to participate with me in the 3rd annual Keller Williams RED Days on May 10-12. In the past we celebrated on just the one day but we have decided to extend that to 3 days of giving back. … (0 comments)
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ron mowery: Why Builder Confidence Surveys Matter To Buyers Of New Homes
- 12/17/10 03:58 AM
Why Builder Confidence Surveys Matter To Buyers Of New Homes By Ron on December 17th, 2010
Home builder confidence is holding firm this month, according to the National Association of Home Builders.
The group’s monthly Housing Market Index surveyposted 16 for December. That’s the same value as from November. It’s also equal to this 2010′s average HMI reading.
HMI is scored on a scale of 1-100, and is a composite of 3 separate home builder surveys measuring single-family sales; projected single-family sales over the next six months; and prospective buyer foot traffic.
The results of the 3 surveys were as follows:
Single-Family Sales … (2 comments)
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ron mowery: Rankings : America’s Best Places To Raise A Family (2010)
- 12/15/10 07:30 AM
Dec 13th
BusinessWeek recently released its America’s Best Place to Raise a Family list. Chicago suburb Tinley Park, Illinois, topped the list.
2010 marks the second straight year that a Chicago suburb took top honors. Last year’s winner was Mount Prospect, Illinois.
The BusinessWeek survey uses data from Onboard Informatics, compiling statistics in areas including education, crime, and access to parks, jobs and affordable homes. Selections are limited to towns with 45,000 residents or fewer, and a median income of between $40,000 and $125,000.
One winner and 2 runner-ups are named for each state; the 10 most populous of which … (2 comments)
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ron mowery: Overland Park Short Sales: Getting divorced, neither can afford, what to do?
- 12/10/10 09:03 AM
Overland Park KS - In this case I would recommend you sell the house. Now, if you are reading this blog, then you must be researching a short sale. Which means that you are probably upside down on the home.
You have three options.
Option #1: Let your lender foreclose on the home. You just stop making the payments and surrender the home to your lender.
Option #2: Short Sale the house and get the debt wiped out. A short sale offers the following benefits over a foreclosure.
Issue: Can I get a Future Fannie Mae Loan?
Foreclosure: The current Fannie … (0 comments)
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ron mowery: Overland Park Short Sales: Attn: Bankers. Stop harassing Americans for money they don't have
- 12/09/10 07:45 AM
Overland Park KS - Maybe this is a pet peeve of mine. Or maybe it just seems ridiculous that someone would call a debtor over and over again asking to be paid, when they have already been told the debtor doesn't have the money to pay them.
Or maybe it is the fact that I see countless examples of debt collectors breaking the Fair Debt Collection Practices Act.
But, no one seems to care that they are breaking the law.
The Fair Debt Collection Practices Act forbids collectors from threatening to sue you, but then not following thru and … (0 comments)
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ron mowery: Overland Park Short Sales: The Banker's Bill of Rights
- 12/08/10 08:36 AM
Overland Park KS - If homeowner's have a bill of rights, then bankers must have one as well. We decided to put together the Banker's Bill of Rights. That way they wouldn't feel left out.
Let me know if we should put this together and petition congress to add it to the constitution.
The Banker's Bill of Rights.
1. All Bankers have the Right to make any mistake they want and still get bailed out by the American Taxpayer.
They can fiddle around with complex derivatives with no risk to themselves or the bank they run. When they … (0 comments)
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ron mowery: The Homeowner's Bill of Rights
- 12/06/10 08:29 AM
Overland Park KS - The big banks made mistakes and received a bailout. They have the resources to lobby congress and the courts to have laws written to suit them. But, what has the little guy received? Nothing.
So we decided to put together a Homeowner's Bill of Rights.
It's time we had Washington look at what we want, versus taking care of the big banks. Considering that the big banks have way more rights than the little guy, here is what we think should be done to "level the playing field."
The Homeowner's Bill of Rights.
1. Stop … (0 comments)
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ron mowery: Question from Homeowner: Why would I do a Short Sale instead of saving the monthly payments & letting it go?
- 12/04/10 04:05 AM
Overland Park KS - The Stop Foreclosure Institute recently received a question from Christy. “Why would I do a short sale instead of saving the monthly payments and letting it go into foreclosure?” Christy asked.
Discover how other sellers successfully did a short sale to avoid foreclosure by clicking here.
Here is the answer. If you stop paying your mortgage, then you can live in your home rent free for 12-24 months, depending on the state you are located within. I have seen lenders wait a year after the first missed payment just to file for foreclosure.
Yes, … (3 comments)
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ron mowery: Citizen's "Wiki Leak": Large Bank causes investor to lose an estimated 40k thru incompetence
- 12/03/10 03:10 AM
Overland Park KS - Wiki leak's Editor, Julian Assange, recently said he would be releasing documents on a large US Bank.
We decided to beat him to it and release some information on how a large US Bank caused their client to lose an estimated 40k because of their incompetence.
Discover how other sellers successfully did a short sale to avoid foreclosure by clicking here.
This is a house that we drive past every day on my way to work. We noticed that it look abandoned. We looked up the owner to see if they might want to sell … (2 comments)
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ron mowery: Loan Servicer doesn’t follow VA Short Sale guidelines on a short sale of a VA Loan
- 12/01/10 03:15 PM
Overland Park KS - We recently negotiated a short sale on a VA Loan. After the appraisal is complete and all the other necessary document have been received.
VA guidelines state the loan servicer should give us an answer within 15 days. The loan servicer took 65 days to give us an answer. That is a complete violation of VA’s requirements. “Oh, but that’s no big deal”, you might say.
Discover how other sellers successfully did a short sale to avoid foreclosure by clicking here.
It is a big deal, because VA (and every single US Taxpayer) loses money as … (0 comments)
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ron mowery: Overland Park Short Sales: A Few Examples of Loan Servicers Not Doing Their Job
- 11/29/10 04:56 AM
Overland Park KS - Most people think the person they mail their mortgage payment to every month is the owner of their loan. Not so. In fact, most of the time, they are not the owner. As an example, 80% of all loans that Bank of America handles are not owned by Bank of America.
Discover how other sellers successfully did a short sale to avoid foreclosure by clicking here.
The largest owners of US mortgages are two companies that some would allege are owned by Uncle Sam. They are Fannie Mae and Freddie Mac. They own an estimated 55-60% … (1 comments)
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ron mowery: Overland Park Short Sales: Are homeowners able to sue their lender for damages after a foreclosure?
- 11/23/10 11:04 AM
Overland Park KS - I am following up on a question from Arman. His loan was owned by Fannie Mae and the company handling the loan for Fannie Mae was rejecting an excellent short sale offer for no reason.
Discover how other sellers successfully did a short sale to avoid foreclosure by clicking here.
Here is a quick recap of what I recommended Arman do. Step #1: Call up IBM and demand a written letter explaining why they are declining the short sale offer.
Step #2: Write down what you project your damages are going to be if the property … (0 comments)
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ron mowery: Ron Mowery Home Selling Team: Why Some Homes Sit and Some Don't
- 11/18/10 09:25 AM
CHECK OUT THIS VIDEO ON WHY SOME HOMES SIT AND SOME DON'T
If you are frustrated with your home not selling or concerned if you put your home on the market it won't sell. Click Here to find out about our Guarantee; Your Home Sold In 59 Days or We Will Sell It For Free.
… (0 comments)
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ron mowery: Question from homeowner: My homeowner’s insurance won’t renew my policy because my loan is in foreclosure
- 11/18/10 01:52 AM
Overland Park KS - The Stop Foreclosure Institute recently received a question from Tim. Here is Tim’s Question.
“I have an elderly friend who recently finalized a loan modification through her lender. The mortgage company shows on their website that the mod has been processed and the new terms are in effect.
However, since foreclosure proceedings were begun before the mod was approved, her homeowner’s insurance holder will not renew her coverage policy, since the local Clerk of Courts records show that the loan is in a foreclosure process.
The mortgage company has not sent the Clerk of Courts notice that … (2 comments)
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ron mowery: Overland Park Short Sales: I thought it would work, but it didn't!
- 11/16/10 09:59 AM
Overland Park KS - I'm sure you have heard about forensic loan audits. I've heard people say how wonderful they are. "Your lender will approve your short sale right away", claims one.
Discover how other sellers successfully did a short sale and request a free consultation by clicking here.
An agent told me a story about forensic loan audits. He worked with a woman who was trying to short sales 3 houses. He knew they were short sales and was glad to list them for sale.
There was a guy involved who was supposed to be doing all … (0 comments)
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Overland Park Homes for Sale near Indian Woods Middle School
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