Home Listing Partner - Provo Realtor

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Real Estate Broker/Owner - Home Buyer Realty Utah, LLC - 5705835-PB00
Principal Broker, Owner, Realtor, Home Buyer Realty Utah, LLC - Utah County's most Effective Listing Real Estate Brokerage. 150 + websites all ranked high in Google search, maximum exposure for listing your home.



Utah County Real Estate - Utah County Real Estate Websites and the Utah County Home Buyer The Internet is beginning to play a major role in our daily lives.  Most people are having a hard time doing anything without first going the Internet.  I am finding that most Utah County Real Estate Home Bu...
Utah County Real Estate - Monthly Payment Stability One of the major advantages of owning your own home is the stability of having a stable monthly mortgage payment.  In today's ever changing housing market, with the rise in foreclosures, renting a home has been the only option for many families....
Utah County Real Estate - Seller Disclosures When touring prospective properties to purchase, we are very careful to look at the walls and the ceiling, turn on faucets, and play with light switches, but how thorough should we be?  The seller has years of knowledge about his or her home and there ...
Utah County Real Estate - Mortgage Rate and APR Many borrowers don't understand that there is a difference between the Mortgage Rate and the Annual Percentage Rate (APR).  The mortgage rate is the base rate usually associated with a mortgage.  The APR of a loan is supposed to be an overall intere...
Utah County Real Estate - Earnest Money and the REPC The Real Estate Purchase Contract involves more than just price.  You will have to discuss personal property possession, rent, tests, inspections, closing dates and more.  The one term that throws most buyers, especially first time buyers is Ea...
Utah County Real Estate - Your Dream Home May Not Wait Are you always thinking about that perfect Dream Home?  Wondered if you could afford a more spacious house?  Are your children growing up and you wish you had more rooms?  Well, winter time could very well have the opportunity that you have b...
Utah County Real Estate - Title Insurance and the Closing The last process that takes place just prior to recording is the closing.  At closing the Title or Escrow company provides the buyer with Title Insurance or an Owner's Policy.  They insure that you have clear title to the property.  If the...
Utah County Real Estate - Annual Percentage Rate (APR) As a Loan Officer here in Utah County, I have found that many consumers don't fully understand the term Annual Percentage Rate.  Probably no other disclosure is as baffling to the average consumer as APR is.  Few understand how the APR can be...
Utah County Real Estate - Yield Spread Premium (YSP) As a Utah County Loan Officer and Utah County Realtor I have noticed an area of Home Loans and Mortgages that goes unnoticed by the consumer,  that of Yield Spread Premium.  Most borrowers believe that their Utah County Loan Officer makes his p...
Utah County Real Estate - Credit Scores Credit Scores range between 300 and 850.  Usually scores above 600 are considered to be desirable for obtaining a home loan.  There are five main factors that are considered when your score is calculated. Payment History Do you pay your credit card obligati...

Robert A. Hulme

Home Listing Partner
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