Utah County Real Estate - List and Sale Prices - Appraisal Value The difference between List Price, Sales Price and Appraisal Value is very easy to explain, but not understood completely by some home buyers. List Price - The list price is the amount entered into the MLS by the listing broker and
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12/19/2010
Utah County Real Estate - Affordability Many factors come into play when you attempting to figure out how much you can afford in a new home. In addition to your monthly mortgage payment, there are closing costs, moving expenses, plus purchases and maintenance for the new home. The rule of thumb
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12/18/2010
Utah County Real Estate - Credit When it comes time to purchase a new home there is nothing more important than having Good Credit. The first thing a lender will do is review your credit report. The credit report is a history of money you have borrowed in the past and how you have repaid those
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12/17/2010
Utah County Homes for Sale - Improving your Credit Score Generally speaking the number one criterion a Mortgage lender considers when qualifying a Home Buyer for a mortgage loan is a good Credit Score. The higher Credit Score, usually the lower the Interest Rate. Other factors are obviously con
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12/15/2010
Utah County Real Estate - Home Ownership and Tax Savings With the Housing Market taking a tumble recently, the fact that Homeownership is still one of the best investments goes unnoticed. Income tax deductions basically allow for the Federal government to subsidize the purchase of your home. Al
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12/14/2010
Utah County Real Estate - Home Ownership is Forced Savings One of the really nice things about Homeownership is that it helps you by creating an automatic savings account. Many people are not very good at saving money. By owning a home you can accumulate savings in two ways. Every month a port
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12/13/2010
Utah County Real Estate - Offer Factors There are many factors to consider when you are trying to determine what price to offer for a new home. Gathering and analyzing information form comparable sales helps to establish the range of prices you should consider. More weight should be given to th
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12/11/2010
Utah County Real Estate - Homeowners Insurance Proof of a paid homeowner's insurance policy is required at closing, so arrangements will have to be made before then. It is important to get an insurance agent involved early in the home buying process he can help you save money. Insurance agents
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12/10/2010
Utah County Real Estate - Closing Costs There have been times in the past that I have had clients come to closing not understanding what kind of money they would be required to pay. There are various fees associated with buying and selling a home. These fees are called closing costs. Some of th
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12/09/2010
Utah County Real Estate - What is a Short Sale? With the present Real Estate market in turmoil and many home owners are having a hard time trying to sell their home, because they owe more than it is worth. I keep getting the question from my buyers about what is a Short Sale and how does it work
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12/07/2010
