Utah County Homes for Sale - Earnest Money and the REPC The Real Estate Purchase Contract involves more than just price. You will have to discuss personal property possession, rent, tests, inspections, closing dates and more. The one term that throws most buyers, especially first time buyers is
...
01/31/2011
Utah County Homes for Sale - Your Dream Home Are you always thinking about that perfect Dream Home? Wondered if you could afford a more spacious house? Are your children growing up and you wish you had more rooms? Well, winter time could very well have the opportunity that you have been waitin
...
01/29/2011
Utah County Real Estate - The Kitchen As I travel with buyers in Utah County Real Estate home searches, my clients continue to emphasize to me the importance of their kitchen. Homework is done there, games are played there, families gather there, business is done there, oh yeah, and by the way,
...
01/28/2011
Utah County Homes for Sale, Re-finance or Upgrade With the real estate market going through all the changes it is presently going through, many new questions start to come up. Should I buy a new home? Should I re-finance my present home? Should I rent out my present home and Upgrade to a new h
...
01/27/2011
Utah County Homes for Sale - Title Insurance and the Closing The last process that takes place just prior to recording is the closing. At closing the Title or Escrow company provides the buyer with Title Insurance or an Owner's Policy. They insure that you have clear title to the property. If
...
01/26/2011
Utah County Homes for Sale - Annual Percentage Rate (APR) As a Loan Officer here in Utah County, I have found that many consumers don't fully understand the term Annual Percentage Rate. Probably no other disclosure is as baffling to the average consumer as APR is. Few understand how the APR can
...
01/25/2011
Utah County Real Estate - Yield Spread Premium As a Loan Officer and Realtor I have noticed an area of Home Loans and Mortgages that goes unnoticed by the consumer, that of Yield Spread Premium. Most borrowers believe that their Loan Officer makes his profit with the Loan Origination Fee. But
...
01/24/2011
Utah County Homes for Sale - Credit Scores Credit Scores range between 300 and 850. Usually scores above 600 are considered to be desirable for obtaining a home loan. There are five main factors that are considered when your score is calculated. Payment History Do you pay your credit card oblig
...
01/23/2011
Utah County Homes for Sale - Understanding Mortgages, Getting the best Rate. As a home buyer, it only makes sense to try and get the lowest rate possible when obtaining a Home Loan. After all, the rate is the primary factor in determining your house payment. But how do you get a low rate when a
...
01/22/2011
Utah County Homes for Sale - Loan Application Documentation When it comes time to purchase new home, your first step in the purchase process is to get pre-qualified for your home loan. Once you contact a Mortgage loan officer, he will ask you to fill out a Mortgage Loan Application (1003) and su
...
01/21/2011
