California Mortgage Blog

Follow me
By
Mortgage and Lending - Guaranteed Rate, Marin County, CA - NMLS: 22343

ARCHIVED BLOG POSTS

2012 

Making a Difference on a Lark: Bernice Baeza, 1943-2012  You know how it is when you're in the middle of any busy day in the middle of your busy life and you just stumble serendipitously across a headline that makes you stop everything and quiet your thoughts?   I had that experience this week u...
07/28/2012
CALIFORNIA PIGGYBACK MORTGAGES  I will be available this weekend to assist with your pre-approvals, offer letters and home loan questions. If I can be of service, feel free to reach me on my cell phone at 415-367-5959, or by e-mail at rspinosa@rpm-mtg.com. WE'RE BRINGING PIGGY BACK!I always said...
07/27/2012
California Mortgage Rate Update for the Week of 07/23/12     Continuing on with my theme from last week --- that of the worm having turned, I am "staying in this channel," as investors would stay.  The channel is one of lower rates fueled by greater global economic uncertainty and some pretty co...
07/24/2012
Escrows, Impounds & Your Mortgage Payment   In this video, I talk about the various definitions of the term "escrow," including the time period associated with a real estate transaction, i.e. “close of escrow,” the entity (escrow company) that acts as a neutral intermediary for the parties of a ...
07/20/2012
California Mortgage Rate Update for the Week of 07/16/12     Last week we really saw a shift, in my opinion.  Rates broke into a new channel and have attained their lowest points in history.  Also last week, there was not a whole lot of economic data to move them from their levels and I advised ...
07/16/2012
California Mortgage Rate Update for the Week of 07/09/12     In reviewing mortgage interest rates to start the week, it is startling to see the levels at which we open.  Even in 2011, not many felt we would attain rates in this range, yet here we are --- 30-year fixed conforming loans in the mid...
07/09/2012
California Mortgage Rate Update for the Week of 07/02/12     Even though this week may be light on work ethic, let's not forget that it will not be light on economic reports.  Already today, with a weaker-than-expected ISM manufacturing report, we are seeing rate movement for the better.  Who's ...
07/02/2012
Rainmaker
537,291

Rob Spinosa

Vice President of Mortgage Lending, Marin County
Can I Get a Jumbo Loan with 10% Down?
*
*
*
*
Spam prevention

Additional Information