California Mortgage Blog

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Mortgage and Lending - US Bank - NMLS: 22343

ARCHIVED BLOG POSTS

2014 

Credit Rescores:  Pay More.  It's the Law.   It goes without saying that the mortgage process is in some ways more complicated and unforgiving than ever.  It also bears mentioning that there remains a handful of home loan professionals who have embraced these modern day challenges and found legal...
09/25/2014
Do You Think We're in a Bubble?   Forgive me.  While I may be one of Marin County's most recommended mortgage lenders, I am still only on the lowly home finance side of things.  I'm not in the real estate purchase and sale trenches like most of the members on Active Rain and, presumably, I'm ther...
09/12/2014
Should I Pray or Should I "Co"?   I tend to see a fair amount of high loan-to-value mortgage scenarios, mostly because real estate values here in Marin County, the San Francisco Bay Area and coastal California, in general, tend to be high.  And I think it also has a lot to do with the formidable ...
09/04/2014
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Rob Spinosa

Mortgage Loan Originator, Marin County
local_phone(415) 367-5959
smartphone(415) 367-5959
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What Happens if My Appraisal Comes in Low?

Can I Get a Cosigner on a Mortgage?