California Mortgage Blog

Follow me
By
Mortgage and Lending - US Bank - NMLS: 22343

ARCHIVED BLOG POSTS

2017 

Can You Add Remodeling Costs to a Mortgage? One home buyer niche I know extremely well is 10% down payment jumbo mortgage financing.  We have a good number of prospective homeowners in California, especially here in the San Francisco Bay Area, who earn strong income, who have an excellent credit ...
03/30/2017
Finding Harmony in Unison Ever since the woebegone days of Greenpoint Mortgage's 400+ page rate sheet (and those who remember are laughing right now...) we in the mortgage lending industry have become accustomed to recognizing that not every borrower and not every scenario will fit exactly in the...
03/22/2017
Imagine All the Savings In my life, I've originated a good number of 30-year fixed rate loans.  And to this day, "a 30" remains the most popular of all loans.  I would contend that it holds, and will continue to hold, this position not because most borrowers do a careful analysis of this mortgage...
03/10/2017
5% Down Jumbo:  Good Things Come to Those Who Hustle "Things may come to those who wait, but only the things left by those who hustle." ~Abraham Lincoln Here in California, and especially the San Francisco Bay Area, we have proudly earned a strong reputation for being able to deliver jumbo mortga...
03/03/2017
Rainmaker
701,172

Rob Spinosa

Mortgage Loan Originator, Marin County
local_phone(415) 367-5959
smartphone(415) 367-5959
Contact The Author

REX Homebuyer Participating Lender

80-10-10 Loans

What Happens if My Appraisal Comes in Low?

Can I Get a Cosigner on a Mortgage?