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Mortgage and Lending - Guaranteed Rate, Marin County, CA - NMLS: 22343

ARCHIVED BLOG POSTS

2017 

Unlocking a HELOC Mystery If you could create a client-facing "tip sheet" for your business, a simple punch list of things to do and not-to-do, what would be on that list?  You know, the items that always seem to fly under the radar of public knowledge and wisdom, but the ones that frequently und...
09/29/2017
All in the Family Opportunity I was just trying to help the guy out.  He wanted to refinance his mortgage but his credit scores and debt-to-income ratio prevented him from doing so.  His response was not all that unusual. "This makes no sense!  I'm already paying the higher mortgage so why won't ...
09/21/2017
Six Business Lessons Rescued from the Ironman Swim Imagine yourself  standing on a beach at 6:55am.  The cool dawn envelopes your senses and the damp sand to which your toes clutch feels like your only shelter.  You are wearing a wetsuit, goggles and a swim cap, and though you are sharing your ex...
09/11/2017
What Happens When You Flip-Flop On Your Home's Listing? Oh how we love to skewer our politicians for their changes of heart and mind: "I was for the Iraq war before I was against it."  Or: "Read my lips.  No new taxes."  Or, better still: "You're going to have such great health care, at a fractio...
09/08/2017
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Rob Spinosa

Vice President of Mortgage Lending, Marin County
Can I Get a Jumbo Loan with 10% Down?
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