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Mortgage and Lending - Guaranteed Rate, Marin County, CA - NMLS: 22343

ARCHIVED BLOG POSTS

2017 

6 Comments
Qi's Whiz Maybe you're like me and never fully appreciated the flow of energy in your workplace.   Maybe you innately seek out the perceptible over the metaphysical.  So by that logic you're not like the ancient Chinese who followed feng shui and understood that "Qi rides the wind and scatters, b...
12/26/2017
Your DTI Is High and It Will Be Alright You might have been lured into reading this blog post under the false assumption that I'd be discussing the controversial subject of financing cannabis-related businesses and property.  Well, you can let that notion go up in smoke.  Instead, we're going to ...
12/18/2017
The Older I Get The More I Conform If you know me, you know that I don't like to stick to convention.  I was the teenager who skipped college, moved to Hollywood and played rock guitar.  In my 20's, I saved up vacation time not for sandy white beaches but instead for expeditions to the harsh moun...
12/12/2017
Fruitcakes, French Hens, Furs or (Gift) Funds? It's that time of year again when holiday gift giving is on everyone's mind.  But you know me, compulsive mortgage professional, I want to focus on  but a single aspect of the loan process --- gift funds --- this same form of largesse that is receive...
12/07/2017
Retired.  But Not from Home Buying. I live in an aging county.   Simply drive north across the Golden Gate Bridge from San Francisco.  Did you feel yourself getting older? Even if not, Marin County's residents, with their 46.1-year old median age, will welcome you to one of the most special place...
12/01/2017
Rainmaker
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Rob Spinosa

Vice President of Mortgage Lending, Marin County
Can I Get a Jumbo Loan with 10% Down?
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