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Mortgage and Lending - US Bank - NMLS: 22343

ARCHIVED BLOG POSTS

2018 

Happenstance, History and Hamilton A while back, my little boy was attending a birthday celebration for one of his friends at a playground in the Hamilton neighborhood of Novato, CA.  Hamilton was a WWII-era Air Force base and you can still see the remnants of it in some of the Spanish Revival-es...
01/29/2018
Never Mind the Tax Cuts and Jobs Act, Here's the Homebuyers Side One: Mortgage Interest Deduction:  Reduced from $1MM to $750K. Grandfather:  If you have a loan that was originated before 12/15/2017, and your mortgage balance exceeds $750K, you are still able to deduct the interest up to $1MM.  Y...
01/22/2018
Once Bitcoin, Twice Shy:  Can You Buy a Home with Bitcoin? Let's talk about what this post will NOT cover:  How bitcoin works. Whether or not you should invest in bitcoin. Is bitcoin the modern day equivalent of tulip bulbs?  What will we cover?    Using bitcoin to buy real estate.  In other word...
01/16/2018
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1984 Look, I realize I should be so lucky to think that someone from the Van Halen camp is going to bust me on a copyright infringement for using the image above.  So if they come a calling, this is what I would tell them: It was 34 years ago today that Van Halen's 1984 "album" was released.  I w...
01/09/2018
It's 2018.  Will I Lose My Tax Deduction if I Refi? If you're asking this question, I'm going to go out on a limb and say you're experiencing some anxiety right about now.  But no matter how bad it gets, realize things could always be worse.  You could be the Internal Revenue Service and tasked o...
01/02/2018
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Rob Spinosa

Mortgage Loan Originator, Marin County
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