California Mortgage Blog

Follow me
Mortgage and Lending - Guaranteed Rate, Marin County, CA - NMLS: 22343



Lock Watch for the Week of 4/30/2018 Volatility-O-Meter:Very high.  Really big week with a lot of reports and a Fed announcement (though no change to rates expected). Economicalendar (all times are Pacific):Mon, 4/30:       Personal Income and Outlays (5:30am), Chicago PMI (6:45am). Tues, 5/1:   ...
Am I Too Old to Get a 30-Year Mortgage? Does your job ever, from time to time, force you to provide the answer to what you feel is a simple and obvious question?  Do you feel a twinge of embarrassment at your inability to contain slight laughter upon responding?  If you can relate to this situati...
Lock Watch for the Week of 4/23/2018 Volatility-O-Meter:Busy week of reports and auctions.  GDP on Friday. Economicalendar (all times are Pacific):Mon, 4/23:       PMI Composite Flash (6:45am) and Existing Home Sales (7am). Tues, 4/24:       New Home Sales, Consumer Confidence and Richmond Fed Mf...
Jumbo Mortgage with an H-4 Visa "I pledge my head to clearer thinking,my heart to greater loyalty,my hands to larger service,and my health to better living,for my club, my community,my country and my world." Hold on a second!  That's the pledge for 4-H Club, Rob, and you're supposed to be discuss...
Lock Watch for the Week of 4/16/2018 Volatility-O-Meter:Not a lot of key reports, so the market will likely take outside cues. Economicalendar (all times are Pacific):Mon, 4/16:       Retail Sales and Empire State Mfg Survey (5:30am). Tues, 4/17:       Housing Starts (5:30am) and Industrial Produ...
Calling Up Your Asset Reserves Whether or not you believe that the United States presently has a "border crisis," I'm sure most of us take comfort in the fact that our country can rely on its reservists to step in where and when needed and lend additional support to our nation's active military. ...
Lock Watch for the Week of 4/9/2018 Volatility-O-Meter:Sticking with "High."  We have a volatile stock market driven by fears of a trade war.  We have Facebook's CEO in front of Congress and we have potential military action in Syria.  Add that to auctions, PPI and CPI and it's enough for a thril...
Bank Statement Jumbo Mortgage It is no secret that the self-employed have their share of challenges when it comes to getting a home loan.  And why wouldn't they?  On one hand, their tax professionals spend hours maximizing their deductions and helping them "write off" every allowable expense and ...
Lock Watch for the Week of 4/2/2018 Volatility-O-Meter:Mid to High.  Jobs report on Friday --- watch out for indications of wage growth. Economicalendar (all times are Pacific):Mon, 4/2:       PMI Mfg Index (6:45am).  ISM Mfg Index and Construction Spending (10am).Tues, 4/3:       Quiet.Weds, 4/4...

Rob Spinosa

SVP of Mortgage Lending, Marin County
Can I Get a Jumbo Loan with 10% Down?

Additional Information