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Mortgage and Lending - Guaranteed Rate, Marin County, CA - NMLS: 22343



Go Shorty:  How to Get a Jumbo Mortgage After a Short Sale  We’re halfway through 2018 and by now, what some would describe as the “peak” of the real estate recession is almost a decade in the rear-view mirror. Still, statistics show that short sales continued to increase in number until about 20...
Lock Watch for the Week of 6/25/2018 Volatility-O-Meter:There is enough economic data on the calendar to keep things interesting, but escalating trade war actions may be the driver (again...). Economicalendar (all times are Pacific):Mon, 6/25:       Chicago Fed National Activity Index (5:30am) an...
Ch, Ch, Ch, Changes to C, C, C, Condos At various times over the last 10 years, getting a mortgage on a condominium in California could have been quite the challenge for a homebuyer.  However, some changes that will go into effect at the end of June, 2018, will reflect Fannie Mae's (FNMA) increas...
Lock Watch for the Week of 6/11/2018 Volatility-O-Meter:This week could go nuclear, no pun intended.  The week will start with the world making sense of what happened at G7, then figure out what will happen with North Korea, then watch the Fed raise rates, all the while with a backdrop of shiftin...
VA Jumbo Mortgages in California I marked this year's Memorial Day with a weekend full of kids' activities --- my son's t-ball season wrapped up and then there were about a half-dozen birthday parties that followed. Fairly typical, I am told, for parents these days. But quick on the heels of the ...
Lock Watch for the Week of 6/4/2018 Volatility-O-Meter:Kind of a quiet week, if there is such a thing, but watch for a trade war hangover.  Economicalendar (all times are Pacific):Mon, 6/4:       Factory Orders (7am). Tues, 6/5:       ISM Non-Mfg Index and JOLTS (7am).   Weds, 6/6:     Productivi...

Rob Spinosa

SVP of Mortgage Lending, Marin County
Can I Get a Jumbo Loan with 10% Down?

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