ARCHIVED BLOG POSTS
2020
9
Comments
A big THANK YOU for helping make me a top originator in 2019. I'm proud to be among Guaranteed Rate's top originators in the country, as ranked by industry publication Mortgage Executive Magazine. For 2019, Guaranteed Rate placed 45 of us in the nation's Top 200, and we could not have done this ...
04/28/2020
3
Comments
I'm Here to Help You Be clear. Be specific. Reduce uncertainty. Speak to the most pressing need. Keep running. You still have a long way to go. No, I did not just come down off the mountain of some Tony Robbins motivational speech. No, I did not use the featureless timescape of shelter-in-pla...
04/21/2020
5
Comments
I'm Refi The Cash Out Man Sing to the tune of Popeye the Sailor Man: I'm Refi the Cash Out Man. You're lookin' for cash in hand.Your house is worth plenty, you can access them pennies,So cash out? Indeed you can. We're in a pandemic, you hear jumbo lenderswon't refi your equity spare.But that a...
04/14/2020
23
Comments
10% Down Payment Mortgage But I don’t get it. 2020 started just like the many of the years that preceded it. Sure, there was a seasonal slowdown in home buying activity as we got through 2019’s holiday season and got the new year underway, but with interest rates at historic lows, a strong seller...
04/05/2020
23
Comments
The New Abnormal We've just turned the corner from March to April, but here in the San Francisco Bay Area, we are still sheltered in place (SIP). Everybody in our home is making adjustments to our new abnormal and it's a good lesson for today's homeowner too. We may not be able to move around o...
04/01/2020
Rainmaker
701,172
701,172
Rob Spinosa
Mortgage Loan Originator, Marin County
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