Real estate blog entries tagged with atr by Rob Spinosa, Mortgage Loan Originator, Marin County (US Bank)

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atr: Toxic is Trending! - 02/06/18 07:07 AM

Toxic is Trending!

A brief review at recent environmental headlines says it all:

January 31, 2018: President Mulling Major Cuts to Clean Energy Research (Washington Post)
January 15, 2018: EPA Loosens Regulations on Toxic Air Pollution (EPA)
January 10, 2018: Climate Change Websites Censored Under President (Envirodatagov.org)
.....
October 9, 2017: EPA Poised to Scrap Clean Power Plan (New York Times)

The list goes on and on. So I thought I'd get on the bandwagon and talk a little trash about how toxic loan features, as designated by the Dodd-Frank Wall Street Financial Reform Act, are making a totally terrific, trending comeback in the world of jumbo mortgage … (2 comments)

atr: Stated Income: The Band That Is NOT Getting Back Together - 08/20/17 07:49 AM

Stated Income: The Band That Is NOT Getting Back Together

Not a week goes by that I don't get asked in some fashion, explicitly or implicitly, if stated income loans are coming back. And at the risk of making this a record-short blog post (for me, anyway), let me cut right to the Blues-Brotheresque-police-car-smash-'em-up chase and tell you, "No, stated income loans are not coming back!" At least not in any conventional mortgage sense. Here's why.

The not-so-new sheriffs in town are Chris Dodd and Barney Fife. Er, I mean Barney Frank. The law of the land is now the Dodd-Frank Wall Street … (2 comments)

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