Real estate blog entries tagged with bitcoin by Rob Spinosa, Mortgage Loan Originator, Marin County (US Bank)

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bitcoin: How to Rock Cryptocurrency As Your Down Payment - 03/10/22 08:03 AM

How to Rock Cryptocurrency As Your Down Payment

The mere mention of the words "bitcoin" or "cryptocurrency" or "blockchain" is sure to evoke comments and reactions that will be far-reaching. There will be the speculators who rolled the dice and came up winners, or who are still white-knuckling their wild ride. There will be financial technicians who have been forced to grasp how this technology has the potential to disrupt the exchange of currency as we know it. But more than the reactions of either of these two subsets, you'll encounter the expressions of the mostly and mildly bewildered. Because really, when … (4 comments)

bitcoin: Calling Up Your Asset Reserves - 04/11/18 07:12 AM

Calling Up Your Asset Reserves

Whether or not you believe that the United States presently has a "border crisis," I'm sure most of us take comfort in the fact that our country can rely on its reservists to step in where and when needed and lend additional support to our nation's active military. And it's not too much unlike this in the lending industry when a borrower seeks to obtain some kinds of mortgages --- especially jumbo loans, which have amounts that exceeds the conforming loan limits in any area.

The active military of any loan qualification, in our example above, would be the … (7 comments)

bitcoin: Once Bitcoin, Twice Shy: Can You Buy a Home with Bitcoin? - 01/13/18 03:59 PM

Once Bitcoin, Twice Shy: Can You Buy a Home with Bitcoin?

Let's talk about what this post will NOT cover:

How bitcoin works. Whether or not you should invest in bitcoin. Is bitcoin the modern day equivalent of tulip bulbs?
What will we cover?

Using bitcoin to buy real estate. In other words, can you use bitcoin for your down payment? What will a mortgage lender ask for if you obtain a loan for your purchase? What else do I need to know before I cash out of the investment that's kept me sleepless for the last few months?
Using Bitcoin to … (2 comments)

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