citizen: Can I Get a Jumbo Mortgage with an H-1B Visa? - 07/03/21 08:38 AM
Can I Get a Jumbo Mortgage with an H-1B Visa?
 
Right now, immigration is a hot topic in the United States.  Also right now, real estate is a hot market in the United States.  And also right now, at the intersection of these two, I field a lot of questions from those with H-1B visas who are looking to get a jumbo mortgage in order to buy or refinance a home.  Here are the three most common:
 
"Can I get a jumbo mortgage if I am on an H-1B visa?" "What are the requirements for getting a jumbo mortgage if I am … (2 comments)

citizen: The Lenders, The Dreamers and Me - 05/13/19 07:33 AM
The Lenders, The Dreamers and Me
 
Immigration, as a topic, has been in the news a lot lately. Without weighing in politically, at least overtly, this is a matter close to my heart as it's not hard for me to forget that my grandparents fit the classic Ellis Island mold that shaped the lives of countless Italian-Americans.  A couple of years ago, I was honored to write a piece for our industry's M Report, and in it, I tried to imagine what it was like for my immigrant grandfather to obtain his first mortgage here in the United States.  Just conjuring his … (3 comments)

citizen: Work Visa. Go Buy a Home With It. - 08/14/16 09:19 AM
Work Visa.  Go Buy a Home With It.
 
One of the many benefits of living and working in California’s San Francisco Bay Area (which includes the nine counties of San Francisco, Marin, Sonoma, Napa, Alameda, Contra Costa, San Mateo, Santa Clara and Solano) is that we have a very vibrant employment environment. Indeed, the cutting edge high-tech, biotech, finance and other industries here attract the world’s best and brightest. But what happens when these same employees, who may not yet be US citizens or even permanent resident aliens (“green card”
holders), seek to purchase a home? Can a non-permanent resident alien --- someone … (5 comments)

citizen: "Can I Get a Mortgage If I'm a Non-Permanent Resident Alien?" - 07/15/13 08:01 AM
 
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citizen: Non-Permanent Resident Alien Mortgages - 02/09/13 11:10 PM
 
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Rob Spinosa, Mortgage Loan Originator, Marin County (US Bank)

Rob Spinosa

Mortgage Loan Originator, Marin County

Larkspur, CA

More about me…

US Bank

Address: 324 Sir Francis Drake Blvd., San Anselmo, CA, 94960

Office: (415) 367-5959

Mobile: (415) 367-5959

REX Homebuyer Participating Lender

80-10-10 Loans

What Happens if My Appraisal Comes in Low?

Can I Get a Cosigner on a Mortgage?



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