Real estate blog entries tagged with credit card by Rob Spinosa, Mortgage Loan Originator, Marin County (US Bank)

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credit card: How a Refinance Can Drive Down Your Monthly Expenses - 08/12/19 07:49 AM

How a Refinance Can Drive Down Your Monthly Expenses

While all real estate may be local, so too is it true that one homeowner, confronted with the opportunity to save $250 per month through refinancing, for example, may view that as a significant financial relief while another may feel it's not even worth it to get off the couch to consider going through the hassle of the loan process. As we work into the second half of 2019, there is no mistake that the low rate environment we are enjoying again is providing opportunities for homeowners to refinance. Often in these cases, having an … (11 comments)

credit card: Debt Con Goes DEFCON - 09/30/18 07:51 PM

Debt Con Goes DEFCON

Back in the Cold War era, the Joint Chiefs of Staff implemented a new system to indicate military readiness and they called it the 'defense readiness condition,' or DEFCON. They gave it five levels, "1" being imminent nuclear war. So let's use this model --- along with some crafty adaptations --- to demonstrate how debt consolidation refinances can also reach critical levels as a consumer manages his finances along with the value of the his home. It's important to remember that managing your mortgage and other debts always requires vigilance, just like military preparedness. With a nod to … (10 comments)

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