exemption: The Most Wonderful Time of the Year (to Get Gift Funds) - 12/16/18 08:59 PM
The Most Wonderful Time of the Year (to Get Gift Funds) 
 
It's that time of year again when holiday gift giving is on everyone's mind.  But you know me, compulsive mortgage professional, I want to focus on  but a single aspect of the loan process --- gift funds--- this same form of largesse that is received by a fortunate few and for the purpose of  purchasing a home.  As we go into the holiday season, I want us all to keep in mind that right behind Santa's sleigh is Auld Lang Syne.  And when we're talking tax implications for gift funds, this can matter.
 
For 2019, the IRS annual … (2 comments)

exemption: Fruitcakes, French Hens, Furs or (Gift) Funds? - 12/05/17 05:59 PM
Fruitcakes, French Hens, Furs or (Gift) Funds?
 
It's that time of year again when holiday gift giving is on everyone's mind.  But you know me, compulsive mortgage professional, I want to focus on  but a single aspect of the loan process --- gift funds --- this same form of largesse that is received by a fortunate few for the purchase of a home.  As we go into the holiday season, I want us all to keep in mind that right behind Santa's sleigh is Auld Lang Syne.  And when we're talking tax implications for gift funds, this can matter.
 
Now next year, 2018, all bets … (4 comments)

 
Rob Spinosa, Vice President of Mortgage Lending, Marin County (Guaranteed Rate, Marin County, CA) Rainmaker large

Rob Spinosa

Vice President of Mortgage Lending, Marin County

San Anselmo, CA

More about me…

Guaranteed Rate, Marin County, CA

Address: 324 Sir Francis Drake Blvd., San Anselmo, CA, 94960

Office: (415) 367-5959

Mobile: (415) 367-5959

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REX Homebuyer Participating Lender 80-10-10 Loans What Happens if My Appraisal Comes in Low? Can I Get a Cosigner on a Mortgage?


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