house: 135 Marina Blvd., San Rafael, CA, 94901 Mortgage Options - 06/12/14 08:31 AM
135 Marina Blvd., San Rafael, CA, 94901 Mortgage Options
 
Using RPM Mortgage and REX Homebuyer, this home can be financed today as:
 
Purchase Price:  $1,499,000
REX Down Payment:  $149,900
Your Down Payment:  $149,900
Monthly P&I Payment:  $5219
 

 
Here are the terms for the scenario above:
 
Loan Amount:  $1,199,200
Loan Program:  7/1 ARM*
Interest Rate / APR:  3.250% / 3.154%
 
How can we help?
 
Property Info:  Robert Beadle, 415-464-3340, rhbeadle@coldwellbanker.com
Mortgage Pre-Approval:  Rob Spinosa, 415-367-5959, rspinosa@rpm-mtg.com
 
*Rates will only apply for the initial period.  The initial period for this program above is seven years.  The payment on a 7/1 ARM … (2 comments)

house: 22 Frances Ave., Larkspur, CA, 94939 Mortgage Options - 06/12/14 07:55 AM
22 Frances Ave., Larkspur, CA, 94939 Mortgage Options
 
Using RPM Mortgage and REX Homebuyer, this home can be financed today as:
 
Purchase Price:  $1,499,000
REX Down Payment:  $149,900
Your Down Payment:  $149,900
Monthly P&I Payment:  $5219
 

 
Here are the terms for the scenario above:
 
Loan Amount:  $1,199,200
Loan Program:  7/1 ARM*
Interest Rate / APR:  3.250% / 3.154%
 
How can we help?
 
Property Info:  Yoko Kasai, 415-847-6519, yoko@frontporchrealtygroup.com
Mortgage Pre-Approval:  Rob Spinosa, 415-367-5959, rspinosa@rpm-mtg.com
 
*Rates will only apply for the initial period.  The initial period for this program above is seven years.  The payment on a 7/1 ARM adjusts … (1 comments)

house: 240 Hillside Ave., Kentfield, CA, 94904 Mortgage Options - 06/11/14 03:23 PM
240 Hillside Ave., Kentfield, CA, 94904 Mortgage Options
 
Using RPM Mortgage and REX Homebuyer, this home can be financed today as:
 
Purchase Price:  $1,995,000
REX Down Payment:  $249,375
Your Down Payment:  $249,375
Monthly P&I Payment:  $6410
 

 
Here are the terms for the scenario above:
 
Loan Amount:  $1,496,250
Loan Program:  7/1 ARM*
Interest Rate / APR:  3.125% / 3.093%
 
How can we help?
 
Property Info:  Jennifer Boesel, 415-497-3383, jboesel@cbnorcal.com
Mortgage Pre-Approval:  Rob Spinosa, 415-367-5959, rspinosa@rpm-mtg.com
 
*Rates will only apply for the initial period.  The initial period for this program above is seven years.  The payment on a 7/1 ARM adjusts … (2 comments)

house: The New & Improved Tips for Sabotaging Your Open House - 04/24/14 01:03 AM
The New & Improved Tips for Sabotaging Your Open House
 
I know you didn't think it was possible, but here is a an update to a list I began some time ago.  As a mortgage professional, I am fortunate to have somewhat of an outsider's perspective on our local broker tour --- I am not a real estate agent myself and as a result, certainly there are local agents who don't know me.  This also implies that they don't know that I'm not a Realtor.  I could very well be out on tour on behalf of the IDEAL buyer for their listing.  Here are some tried … (3 comments)

house: What Is a Portfolio Loan? - 03/13/14 10:30 PM
What Is a Portfolio Loan?
 
The other day a loan applicant asked me if he could get a portfolio loan.  What struck me as unusual here was not the request, but the phrasing of the question itself. You see, I know that nobody is going to ask in this manner unless he/she has already been through the loan process and has been made privy to industry insight and jargon that would otherwise not be common knowledge.  "This might make for an interesting blog topic," I thought, because if it's coming up here, surely others must wonder too.  And you know what they … (4 comments)

house: 2 South Green Court, Larkspur, California - 02/24/12 12:18 PM
 
(1 comments)

 
Rob Spinosa, Vice President of Mortgage Lending, Marin County (Guaranteed Rate, Marin County, CA) Rainmaker large

Rob Spinosa

Vice President of Mortgage Lending, Marin County

San Anselmo, CA

More about me…

Guaranteed Rate, Marin County, CA

Address: 324 Sir Francis Drake Blvd., San Anselmo, CA, 94960

Office: (415) 367-5959

Mobile: (415) 367-5959

Email Me

REX Homebuyer Participating Lender 80-10-10 Loans What Happens if My Appraisal Comes in Low? Can I Get a Cosigner on a Mortgage?


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