how to buy a home: How to Rock a Housing Recession!!! - 09/08/22 01:18 PM
How to Rock a Housing Recession!!!
  
Is now a good time to buy a house?
 
Are we headed into another housing recession?
 
What happens if mortgage rates keep going up?
 
Should I just keep renting while we wait to see what happens with the economy?
 
Since these have been the predominant questions on our clients' minds, I thought I would take a step back to the basics and look at how to make the best decisions possible in uncertain times.
 
Are the lights going down on the real estate market?  Let's take a look...
And the sun shines on the bay,
 
 
Rob Spinosa
SVP of Mortgage Lending
Guaranteed Rate
NMLS: 22343 
Cell/Text: 415-367-5959 
rob.spinosa@rate.com
 
Marin … (5 comments)

how to buy a home: How to Rock a Mortgage Pre-Approval!!! - 06/23/22 07:37 AM
How to Rock a Mortgage Pre-Approval!!!
  
 
Buying your first home is a daunting task and can be a huge undertaking for the first-time buyer.  Shoot, even for a move-up buyer, the experienced downsizer or a seasoned investor, it can sometimes be difficult to know where to begin.  But getting a mortgage pre-approval often remains the best first step in the process, and it's also a likely reality that your Realtor won't seriously consider showing you property until you are either pre-approved or pre-underwritten by a mortgage lender or broker.  After all, it's really tough to know your purchase power and your budget … (3 comments)

 
Rob Spinosa, Mortgage Loan Originator, Marin County (US Bank)

Rob Spinosa

Mortgage Loan Originator, Marin County

Larkspur, CA

More about me…

US Bank

Address: 324 Sir Francis Drake Blvd., San Anselmo, CA, 94960

Office: (415) 367-5959

Mobile: (415) 367-5959

REX Homebuyer Participating Lender

80-10-10 Loans

What Happens if My Appraisal Comes in Low?

Can I Get a Cosigner on a Mortgage?



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