Real estate blog entries tagged with impounds by Rob Spinosa, Mortgage Loan Originator, Marin County (US Bank)

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impounds: How to Rock Escrows (aka Impounds)! - 07/06/23 08:21 PM

How to Rock Escrows (aka Impounds)!

When you buy your first home, you probably expect that you'll need to make a mortgage payment every month. Common sense, right?

But what about your property taxes and homeowners insurance, and PMI, and HOA dues and impounds and escrows, etc.? Are you just a bit stressed now?

In the short video below, we cover the most important points about your monthly housing payment --- what's in it, how you can pay it, when your payments are applied and who can waive and not waive an escrow account.

If you want to make a "killer" decision about whether or … (2 comments)

impounds: When Are Marin County Property Tax Bills Due? - 10/06/19 04:03 PM

When Are Marin County Property Tax Bills Due?

As I write this in October of 2019, my very own Marin County property tax bills just arrived. Well, allow me to reframe that. It is widely understood that our real estate tax bills are issued "sometime in October," but when you actually receive them in the mail on October 1, it says all you need to know about our Assessor's intent to get the point across. So with the same procrastination exhibited by most fellow Marin County property owners who will join me in actually paying the bill a few days before a penalty is assessed, … (9 comments)

impounds: FHA FAQ - 05/07/19 07:17 AM

FHA FAQ

Maybe you just got the news from your loan officer that you need an FHA loan in order to qualify for your home purchase. "Oh brother," you say, another acronym, additional lending jargon and still more ways to be confused about the whole mortgage process. Or not? What are the differences between an FHA loan and a "regular" or conventional mortgage? Let's take a look at some of the most frequently asked questions that swirl around FHA loans and cut right to the chase of what you need to know in order to determine if an FHA loan is a … (11 comments)

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