lending: Ch, Ch, Ch, Changes to C, C, C, Condos - 06/10/18 04:14 PM
Ch, Ch, Ch, Changes to C, C, C, Condos
At various times over the last 10 years, getting a mortgage on a condominium in California could have been quite the challenge for a homebuyer.  However, some changes that will go into effect at the end of June, 2018, will reflect Fannie Mae's (FNMA) increased flexibility and sensibility with lending on condo, co-op and planned unit development (PUD) projects.  We're going to focus here just on the condo part and explain the key elements that should make it a bit easier for some buyers in the months ahead.
Single-Entity Ownership
Single-entity ownership poses a risk … (22 comments)

lending: An Open Letter from Dave Stevens - 06/19/15 12:24 AM
An Open Letter from Dave Stevens 
This from Dave Stevens, President & CEO of the Mortgage Bankers Association:Where We Are Today.We are currently in the middle of a housing crisis. That's right...I said it. Industry experts, economists and even consumer groups have predicted one would emerge, albeit this is not what they expected and it is certainly sooner than anticipated. Yes, the word crisis is harsh and alarmist, but it accurately reflects the complete void of focus on housing as an opportunity by Washington policy makers, including the actions of the regulators and enforcement officials that are narrowing the credit box. Fact - … (2 comments)

lending: When It Comes to Rates, Borrowers Don't Know What They Don't Know - 09/16/12 12:41 AM

lending: California Mortgage Rate Update: 02/13/12 - 02/13/12 02:51 AM

lending: California Mortgage Rate Update: 08/17/11 - 08/17/11 07:54 AM

lending: California Mortgage - 04/28/11 12:51 PM
California Mortgages
In this short video I discuss the benefits of working with me on your next purchase or refinance mortgage in California. With our current lending capacity, I can address nearly all residential home lending needs from first time homebuyers to real estate investors, and RPM's competitive rates and programs, great service and 7-days-a-week accessibility provide a smooth loan process and a close of escrow on time and without surprises.
Conforming and jumbo loans, fixed rate and ARM loans and FHA financing are available. I always offer a free consultation and a no-obligation mortgage pre-approval that can be done online and … (0 comments)

Rob Spinosa, Vice President of Mortgage Lending, Marin County (Guaranteed Rate, Marin County, CA) Rainmaker large

Rob Spinosa

Vice President of Mortgage Lending, Marin County

San Anselmo, CA

More about me…

Guaranteed Rate, Marin County, CA

Address: 324 Sir Francis Drake Blvd., San Anselmo, CA, 94960

Office: (415) 367-5959

Mobile: (415) 367-5959

Email Me

REX Homebuyer Participating Lender 80-10-10 Loans What Happens if My Appraisal Comes in Low? Can I Get a Cosigner on a Mortgage?




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