Real estate blog entries tagged with mortage by Rob Spinosa, Mortgage Loan Originator, Marin County (US Bank)

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mortage: I'm SUArta Back! The New FHA Spot Condo Approval - 11/02/19 08:41 PM

I'm SUArta Back! The FHA Spot Condo Approval

Mortgage lenders that see a fair amount of FHA loans have, for the last few years, lamented the loss of the condominium "spot" approval. This erstwhile shortcut would allow a single unit of a condo project to be eligible for an FHA loan even where the entire project might otherwise not pass muster. And for FHA, it's been widely recognized since the sunsetting of the spot approval that buyers whose search requires an FHA loan and a price range that might only include condos, had real challenges ahead. Specifically, their target inventory would need … (5 comments)

mortage: How High Can You Get with 10% Down? - 03/06/18 08:56 PM

How High Can You Get with 10% Down?

First and foremost, let me declare emphatically that I would pass any drug test at any time. You show up at Casa Spinosa at 4am in the morning, drag me out into your unmarked van, make me tinkle in a cup and take a lock of my graying hair, and you're still not going to find a trace of anything illegal. Nothing. Nada. But I don't know why I have to defend myself when that's not even close to what this post is about...

No, instead, I want to tell you about our 10% down … (3 comments)

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